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conflicts with applicable law, such confllct shail not affect other provisions of this Securfty Instrument or the Note wh�h can be � given effect without the confl�thg provisbn. To this end the provisfons of this Securfty Inshument end the Note are declared to be severable. --.� ' 15. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of thts Security Instrument. � 16. Hazardous Substance�. BoROwer shall not cause or permit the presence, use, disposal, storage, or release of� any Hazardous Substances on or h the Property. Bonower shall not do, nor allow anyone else to do, anything affecting the�' Property that fs in violation of any Environmental Lew. The preceding two sentences shall not apply to the presence, use, or� storage on the Property of small quantkies of Hazardous Substances that are generaily recognfzed to be appropriate to normal]� residential uses and to maintenance of the Property. �^ v� Borrower shall promptly give Lender written notice of any investipation, claim, demand, lawsuk or o th e r a c t b n b y a n y� govemmental or regulatory agency or prNate party involving the Property and any Hazardous Substance or Env�onmental Law ot(� which Bonower has actual knowledge. Ii Borrower leams, or is notified by any govemmental or regulatory authority, that any removal or other remediation of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 16, "Hezardous Substances" are those substances deNned as toxic or hazardous substances by Envkonmental �aw and the folbwing substances: gasoNne, kerosene, other flammable or toxb petroleum products, toxic pestictdes and herbicides, voletile solvents, metertals contahing asbestos or tormaldehyde, and radioactive materials. As used in the paragraph 16, "Envkonmental Law" means federal laws and laws of the jurisdictbn where the Property is bcated that relate to heafth, safety or environmentel p�otection. NON-UNIFORM COVENANTS. BoROwer and Lender further covenant and agree as follows: 17. Assignment of Rents. Borrower uncondkionally assigns and transfers to lender all the rents and revenues of the Property. Borrower suthorizes Lender or Lender's agents to collect the rents and revenues and hereby dkects each tenant of the Property to pay the rents to Lender or Lender's agents. However, prior to Lender's notfce to BoROwer oi Borrowers breach of any covenant or agreement h the Securky Instrument, Borrower shall collect and recelve all rents and revenues of the Property as trustee for the benefit of Lender and BoROwer. This assipnment of rents constitutes an absolute assipnment and not an assignment for addkional security only. If Lender gives notice of breach to Borrower: (a) all rents received by Borrower shall be held by BoROwer as trustee for benefit of Lender only, to be applied to the sums secured by the Securky Instrument; (b) Lender shall be entftled to collect and receive all of the rents of the Property; and (c) each tenant of the Property shall pay all rents due and unpaid to Le�der or Lender's agent on Lender's wrftten demand to the tenant. Bonower has not executed any prior assignment of the rents and has not and will not perform any act that would prevent Lender from exercising ks rights under this Paragraph 17. Lender shall not be required to enter upon, take control of or maintain the Property before or after giving notice of breach to Borrower. However, Lender or a judicielly appointed receiver may do so at any time there (s a breach. My applicat(on of rents shall not cure or weive any de(ault or �vaiidate any other right or remedy of Lender. This assignment of rents of the Property shall terminate when the debt secured by the Security Instrument is pafd in full. 18. Foreclosure Procedure. If Lender requires immediate payment in full under Paragraph 9, Lender may invoke the power of sale and any other remedies permitted by applicabie law. Lender shall be entitled to collect all expenses incurred In pursuing the remedies provtded in this Paragraph 18, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the Property is located and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shali give publtc notice of sale to the persons and in the manner prescrlbed by appHcable law. Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. Trustee may postpone sale of all or any parcel of the Property by pubitc announcement at the time and place of any previously scheduled sale. Lender or its deslgnee may purchase the Property at any sale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the P�operty. The recitals in the Trustee's deed shall be prima facte evidence of the Vuth of the statements made therefn. Trustee•shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred, not tc exceed 3 °� of the principal amount of the note at the time of the declaratton of default, and reasonable attorneys' fees as permitted by law; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to tt. If the Lender's interest in this Security InsVument is held by the Secretary and the Secretary requires immediate payment in fuli under Paragraph 9, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ("AcY') (12 U.S.C. 3751 et seg.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise avatlable to a Lender under this Paragraph 18 or applicable law. 19. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Securtty Instrument and all noted evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property wfthout warranty and wRhout charge to the person or persons IeAaNy entitled to it. Such p�son or persons sha8 pay any recordatbn costs. F5873.LM0 (1/B9) Pays 4 of 5