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' 22. ReCOnveyanCe. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to . • reconvey the Property and shall suRender this Security Instrument and all notes evidencing debt secured by this Security r Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entftted to ft. Such person or persons shall pay any recordation costs. 23. Substitute Trustee. Lender, at fts option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Securiry Instrument is recorded. Wtthout conveyance of the Property, the successor trustee shail succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 24. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. � 25. Riders to this SeCUrity Inst�ument. if one or more riders are executed by Borrower and recorded together � with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and � supplement the covenants and agreements of this Security Instrument as ff the rider(s) were a part of this Security Instrument. � C� � [Check applicable box(es)] ❑Adjustable Rate Rider ❑ Condominium Rider ❑ 1-4 Family Rider ❑Qraduated Payment Rider ❑ Planned Unft Development Rider ❑ Bi-Weekly Payment Rider ❑Balloon Rider ❑Rate Improvement Rider ❑Second Home Rider ❑Other(s) SpecHy BY SIGNINQ BELOW, Borrower accepts and agrees to the tenns and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with ft. fSeal] [Seal] Borrower Borrower DAVID P. NIEMO H �� [Seall � [Seal] eorrower orro JUDITH K. IEM STATE OF Nebraska COUNTY OF Hall � ss: On this 10th day of March 1998 , before me, the undersigned, a Notary Public duly commissioned and qual'rffed for said county, personally came DAVID P. NIEMOTH and JUDITH K. NIEMOTH Husband and Wife as Joint Tenants with Riaht of Surivorship to me known to be the identfcal person(s) whose name(s) are subscribed to the foregoing instn�ment and acknowledged the execution thereof to be their voluntary act and deed. Witness my hand and notarial seal at DoniDhan in said county, the date aforesaid. �I.�.�b ot Nlbru� �ON A.HEAI'H My Commission ��,��p,a1999 N ry blic F1316.LMG (1/97) Page 5 of 5