TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br /> , FEBRUARY 2 3, 19 9 8 and extensions and renewals thereof(herein"Note"),
<br /> in the principal sum of U.S. $ 3 0,0 0 0.0 0 ,with interest thereon, providing for (�
<br /> monthly installments of principal and interest,with the balance of the indebtedness,if not sooner paid,due and payable AO
<br /> on MARCH 1, 2 018 ; the payment of all other sums,with interest thereon, advanced, �
<br /> in accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and«�}►=.
<br /> agreements of Borrower herein contained. �
<br /> Borrower covenants that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and �
<br /> convey the Property,and that the Property is unencumbered,except for encumbrances of record. Bonower covenants
<br /> that Borrower warrants and will defend generally the title to the Property against all claims and demands,subject to �
<br /> encumbrances of record.
<br /> UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
<br /> 1. Payment of Principai and �nteresL Borrower shall promptly pay when due the principal and interest
<br /> indebtedness evidenced by the Note and late charges as provided in the Note.
<br /> 2 Fnnds for Taaes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall pay
<br /> to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid
<br /> in full, a sum (herein "Funds") equal to one-twelfth of the yearly taxes and assessments (including condominium and
<br /> planned unit development assessments,if any)which may attain priority over this Deed of Trust and ground rents on
<br /> the Propeny, if any, plus one-twelfth of yearly premium installments for hazard insurance,plus one-twelfth of yearly
<br /> premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by
<br /> Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall not be obligated to
<br /> make such payments of Funds to Lender to the extent that Borrower makes such payments to the holder of a prior
<br /> mortgage or deed of trust if such holder is an institutional lender.
<br /> If Bonower pays Funds to Lender,the Funds shall be held in an institution the deposits or accounts of which are
<br /> insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall
<br /> apply the Funds to pay said taxes,assessments, insurance premiums and ground rents. Lender may not charge for so
<br /> holding and applying the Funds, analyzing said account or verifying and wmpiling said assessments and bills, unless
<br /> Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and
<br /> Lender may agree in writing at the time of execution of this Deed of Trust that interest on the Funds shall be paid
<br /> to Borrower,and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not
<br /> be required to pay Bonower any interest or earnings on the Funds. Lender shall give to Borrower,without charge,
<br /> an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to
<br /> the Funds was made. The Funds are pledged as additional security for the sums secured by this Deed of Trust.
<br /> If the amount of the Funds held by Lender,together with the future monthly installments of Funds payable prior
<br /> to the due dates of taxes,assessments,insurance premiums and ground rents,shall exceed the amount required to pay
<br /> said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's
<br /> option,either promptly repaid to Borrower or credited to Bonower on monthly installments of Funds. If the amount
<br /> of the Funds held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents
<br /> as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more
<br /> payments as Lender may require.
<br /> Upon payment in full of all sums secured by this Deed of Trust, Lender shall promptly refund to Bonower any
<br /> Funds held by Lender. If under paragraph 17 hereof the Properry is sold or the Property is otherwise acquired by
<br /> Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender,
<br /> any Funds held by Lender at the time of application as a credit against the sums secured by this Deed of Trust.
<br /> 3. Application of Payments. Unless applicable law provides otheiwise, all payments received by Lender under
<br /> the Note and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by
<br /> Bonower under paragraph 2 hereof, then to interest payable on the Note, and then to the principal of the Note.
<br /> 4. Prior Mortg,ages and Deecls of TYust; C�arges; Liens, Borrower shall perform all of Borrower's obligations
<br /> under any mortgage,deed of trust or other security agreement with a lien which has priority over this Deed of Trust,
<br /> including Bonower's covenants to make payments when due. Bonower shall pay or cause to be paid all taxes,
<br /> assessments and other charges,fines and impositions attributable to the Property which may attain a priority over this
<br /> Deed of Trust, and leasehold payments or ground rents, if any.
<br /> 5• Har�rd Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property
<br /> insured against loss by fire, hazards included within the term "extended coverage",and such other hazards as Lender
<br /> may require and in such amounts and for such periods as Lender may require.
<br /> The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender;provided,
<br /> that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form
<br /> acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender.
<br /> Lender shall have the right to hol� t�e policies and renewals thereof, subject to the terms of any mortgage, deed of
<br /> trust or other security agreement with a lien which has priority over this Deed of Trust.
<br /> In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make
<br /> proof of loss if not made promptly by Bonower.
<br /> If the Property is abandoned by Borrower,or if Bonower fails to respond to Lender within 30 days from the date
<br /> notice is mailed by Lender to Bonower that the insurance carrier offers to settle a claim for insurance benefits,Lender
<br /> is authorized to collect and apply the insurance proceeds at L.ender's option either to restoration or repair of the
<br /> Property or to the sums secured by this Deed of Trust.
<br /> 6. Preservation and Maintenanoe of Property; Leaseholds; Condominiums; Planned Unit Developments.
<br /> Borrower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration
<br />, of the Property and shall comply with the provisions of any lease if this Deed of Trust is on a leasehold. If this Deed
<br /> NEBRASKA-SECOND MORTGAGE-1/80-FNMA/Ff-II,MC UNIFORM INSTRUMENT
<br /> Document 9ystemr,Ine(800)6q9.1362 Page 2 of 5 Form 3828
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