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IIMITED WARRANT�: My sole and exclusire remedy against you or your assignee shall be limited rto my rights and remedies under the ezpress LIMITED WARRANT�,
<br /> you eatend to me at the time I sign this Contract. My ezclusire rights and remedies under the warranry shall be in lieu of all other rights or remedies, at law'
<br /> or in equitr;where permitted by applicable state law.
<br /> 'BU1►ER, READ THE SEPARATE "LIMITED WARRANTY" WNICH IS A SEPARATE WRITTEN INSTRUMENT PERTAINING SOLELY TO MANUFACTURED PRODUCTS OF THE
<br /> PACESETTER CORPORATION AND WN1�N "LIMITED WARRANTII" HAS BEEN DELIYERED TO EACH RESPECTIYE BU�ER IN CONNECTION WITH THIS SALE.
<br /> PREPAYMENT AND ACCRUAL OF THE FINANCE CHARGE:Even though I do not have to pay more than the regulaz scheduled monthly payment,I have the right
<br /> to prepay the whole amount owing to you in full at any time or in part from time to time. I understand that the finance charge is computed daily. I know my
<br /> Mance charge will be less if I make an eazly payment,and it will be higher if I pay late;I also iecognize that any necessary adjustment to my total Msnce chsrge will
<br /> be reflected in my final bill;I also know fhat the amounts shown on page 2 for the Finance Charge,Total of Payments,and the Total Sale Price are estimates based on
<br /> the assumption that you will receive each of the payments ezactly on its due date;and I know that there will be no refund if I prepay because there is nothing to refund
<br /> when I am charged on a daily basis.I know that if all rebates,refunds and credits to which I might be entitled ue less than one dollar($1.00),no refund will be made.I
<br /> may voluntarily prepay the amount I owe you, in full or in part,at any dme.If I make a partial prepayment,I must continue to make my regular payments until I have
<br /> paid a(1 amounts owed.I know that if I prepay the whole amount,you may collect or retain from me a minimum charge not greater than 510.00.
<br /> SPECIAL-ORDER GOODS:I know that you have measured my house and its openings so that you can make the Products to fit my particular house and that the goods
<br /> probably will not fit any other houses,so I know that I cannot cancel this contract at any time after the period of time given to me by law in which to cancel.After that
<br /> legal period of time,I know that I have the obligation to pay you in fiill the amount owed.
<br /> COMMENCEM�NT OF THE FINANCE CHARGE:T'he finance charge is estimated to start within 30 days of the date of this contract,except in the event that you
<br /> complete the installation of the goods and services on another date,then the finance charge will begin to tun on the date that I sign the Completion Certificate.The amount
<br /> of finance charge may be more or less than the amount disclosed depending on the amounts I pay you and my timeliness in making payments.
<br /> DEFAULT:I will be in default under this contract if: 1. I don't make a payment when due;or 2.I break any promise I made to you in this contract.
<br /> COLLECT'ION COSTS:If I am in default of this contract and you demand full payment,I agree to pay you for reasonable attomeys'fees and for other related expenses
<br /> �such as court costs,tide sea�ches and money you ezpended to collect the amount due or to protect my house,if you are allowed to collect such amounts by law
<br /> DELAYS:I know that you will use your best efforts to install the Products I am pu�hasing on my house,but I also undetstand that in some situations you may encounter
<br /> �delays that ace caused by strikes,weather condidons,delays you have in obtaining materials,or for other reasons that aze beyond your control.I will not hold you liable
<br /> for such delays.
<br /> REQUEST FOR FULL PAYMENT: If I am in default under this contract,you can declare all that I then owe ander_this contrsct payable aConce. I agree.to pay you
<br /> interest on that amount at the maximum contractual rate allowed by law until the amount I owe you is paid. •
<br /> SAL�'AGE VALUE:I know that the windows,woodwork,siding,brick and other materials that have to be nemoved by you for this installation have NO salvage value.
<br /> When you temove them,you may dispose of them.
<br /> SPECIAL SITUATIONS:Due to the uniqueness of some of the Products that you sell,I understand that in special situadons your Regional Office may have to review
<br /> and appmve this contract.I also understand that this sale occurred in my home and that you and I may not have had all the correct infortnation important to this transaction
<br /> at our fingertips;I give you my consent to correct any obvious errors that may have occumed when the blanks in this contract wero completed.
<br /> INVALID PROVISIONS:If any provision of this contract violates the law and is unenforceable,the rest of the contract will be valid.If any part of this contract requires
<br /> payment of moce finance charge than the law pernrits,then you will only have the right to coliect from me the amount of finance charge which the law allows you to collect.
<br /> NOTICE
<br /> ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE
<br /> DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY.THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY.THE
<br /> DEBTOR HEREUNDER.
<br /> INSURANCE CANCEt,LATION:If I have tequested insurance in this pwthase,I may cancei such request for insurance far any reason within fifteen(15)days fmm
<br /> the date of this contract by notifying you or the holder of this contract in writing.I know that the cancellation of my coverage will be areanged with the insutance carrier(s)
<br /> and a full refund of my premium(s)together with applicable finance charge will be ccedited to this contract. - - -
<br /> PLEASE NOTE:If I have requested insurance in this pu�hase,I will receive withiri thirty(30)days a certificate of insurance more fully describing the insurance coverage.
<br /> I know that if there is any conflict in the coverage or the language of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to
<br /> the eztent staud in the following Notice of Proposed Insurance. I also know that I have insurance coverage only if I have been charged for it.
<br /> NOTICE OF PROPOSED iNSURANCE
<br /> I take notice that either Credit Life or Credit Accident and Health Insurance,or both,will be applicable to this Installment Sales Contract only if I have chosen it by
<br /> signing the nequest for such insurance.This insurance will only cover the person signing the request at the cost for each type of insurance shown. Subject to acceptance
<br /> by the insurance company,the insurance will be effective as of today and will continue only for the number of months after the effective date equal to the number of
<br /> monthly payments.I understand that this particular insurance may not provide coverage for my last few payments,and that during that period of time I will not have any
<br /> insurance coverage.All benefits and proceeds of the insurance will be paid to you or to a financial institution if it puichases the Installment S31es Conua�t to the eztent
<br /> of its interests and any balance will be payable to me.The initia(amount of Credit Life Insurance is the amount required to repay the Total of Payments;thereafter,the
<br />� insurance decreases by the amount of each monthly payment on a scheduled 30 day basis.If I am jointly obligated on the Installment Sales Contcact with a CaBuyer,and
<br /> we have both signed the request for Credit Life Insurance,death benefits will be payable only with cespect to the first one of us to die.Subject to exclusions,eliminations
<br /> or waiting period stated in the insurance policy or certificate,Credit Accident and Health Insurance is for the benefit amount of 1/30th of each month's payment for each
<br /> day that I am totally disabled due to an injury or sickness while I owe any payment to you;however,I understand that I have to be prevented from working due to such
<br /> total disability for more than fourteen(14)consecutive days before the insurance benefit is paid back to the first day of my total disability. I also know that I cannot
<br /> obtain any insurance from you if I am over 65 years of age today,and I also know that the insurance coverage provided to me may conta[n a maximum amount
<br /> of coverage which will not pay in some cases,the entire amount thst I owe you.Due to the maximum amount of coverage stated in the insurance policy,I know that
<br /> any unpaid amount in excess of the insurance coverage will still have to be paid. If the Installment Sales Contract is prepaid in full prior to the last payment date, any
<br /> unearned insurance premiums will be refunded to me in the manner prescribed by law Within thirty(30)days,I will receive the certificate of insurance more fully describing
<br /> my insurance coverage. If the insurance is not accepted by the insurance company,I will receive a refund of the insurance premiums I have paid.
<br /> 7039 SM-101-NE-A/IG PAGE 4
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