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• � 22. Reconveyance. Up �ayment of all sums secured by this Security �ment, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security �, InsXument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legaly� . entitled to it. Such person or persons shall pay any recordation costs. I 23. Substitute Trustee. Lender, at fts option, may from time to time remove Trustes and appoint a successor trustes to any Trustee appointed hereunder by an �strument recorded � the counry in which this Security Instrument is recorded:''� Without conveyance of the Property, the successor trustee shail succeed to all the title, power and duties conferred upon � Trustee herein and by appl'aable law. 24. Request for Notices. Borrower requests that copies of the notices of defauft and sale be sent to Borrower's]�� address which is the Property Address. iZ K7 25. Riders to this Securfty InsVument. If one or more riders are euecuted by Borrower and recorded together with this Securky Instrument, the covenants and agreements of each such rider shail be incorporated into and shall amend and supplement the covenants and agreements of this Securky Instrument as H the rider(s) were a part of this Security Inshument. All business assets and equipment as referenced on financing statements dated March 3, 1994 and January 17, 1995. [Check applicable box(es)] ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ 1-4 Family Rfder ❑ Graduated Payment Rider ❑ Planned Unk Development Rider ❑ BI-Weekly Payment Rider ❑ Balloon Rider ❑ Rate Improvement Rider ❑ Second Home Rider ❑ Other(s) Specify BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by BoROwer and recorded with R. tSeal] Seal] eorrowsr eo ow�r Todd . .SW �l fSeal] Sea1J Borrower Borrowsr e I L. Swartzba 9 STATE OF Nebraska � ss: COUNTY OF Hall On this 13th day of March , 1998 , before me, the undersigned, a Notary Public duly commissioned and qualffied for said county, personelly came TOdd W. Swartzbauah and Cheryl L Swartzbaugh Husband and Wife As Joint Tenants � to me known to be the identicat person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the executfon thereot to be their voluntary act and deed. Witness my hand and notarlal seal at G�and Isiand in said county, the date aforesaid. My Commission expires: a—�,,,` �,9 . � � V �1� �� Notar ublic f%� GENERAI N01AR1•St�te ol Neb►ask� II ►(pROLYN VQjVDERO My Comm.Exp. F1318.LM�(1/97) Pags 5 of 5