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<br /> If the amounts heid by l�eader for Fscrow ltems exceed the amannts permitted to be held by RESPA, Ixnder ; P. ,. ,�<<t
<br /> _ ` __�^-�-=-' b RESPA. If the amounts of funds hetd by Y.ender at any .,
<br /> shaU account w Boaower for the sxcess funds as required Y Borrower w
<br /> -- - _ time are not sufHcieat co pay the Escrow hems wheu due.t.eader may notify tbe Borrower and require -_ ; _ -
<br /> .� `� � .r� make up the shonage as permitted b y RESPA. for all sums secured bY this SecuritY I n suument. If -- , ��
<br /> The Fscrow Funds ate pledged as addiaoual serurity
<br /> � t Borrower ten�eis co Lender the full payment of all such sums,Boaower's a+ccount shaU be cred�ted wi�h the balance '
<br /> (�y),�(�)and anY mosgage iasutance Ptemium insrelt.nenc that Lrendet ha4 ,
<br /> �, remaininS for all installmeut items(a), excess funds w Borrower. - 4`: , �.-,
<br /> . . .;ci; not become obligated to pay to the Secxetary. and Lender shall pmmptly refund an}+
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<br /> � rior to a forecto�ce sale of the Property or its acquisition by Lender, Bormwer's acc°�si�be --�
<br /> ' '� ImmediatelY P and(c)• � :
<br /> `� . . credited with any balance remainin8 for all installments for items(a),(b), r::y,:_
<br /> ': . • � < ent�undes hs 1 and 2 shaU 6e applied by Lender as follaws: �
<br /> �=` �.' 3.Appl�Catton of Payatents.All paym P� ,` . .�.y
<br /> e insurance pnemium w be paid by Lender to the Secce�azY or to the monthlY cltar8e bY the .�.�...`
<br /> ;, . ' . , _ �,to the mortgag , _
<br /> �.` . - � SecretazY instead of the monthly mortgage msurance Plemium; . __
<br /> : eciat assessments,lea�eHold payments or ground rents,and fire.flaod and other harard ; _----
<br /> �` .. •• .' Second- w aay taxes,sp • ---
<br /> i'` ' ' insurance premiums+a��l u u+e d; '°` z-
<br /> . Third.to interest due under the Note; .^. _—
<br /> _'{;` `'. "- _ Fo i ,w amortization of tbe princiPal of the Note:and _ _-_:,,_ �°_
<br /> ' _ Fi h to late charges due under the Note. ce.Borrower sl�all insure aU imProvements on the YropertY,whether z;_
<br /> 4.Fire.F1ood and Other Bazard lnstnsn : ��'--
<br /> now in existeace or subseqaeady ec+ected,agains�anY ha7ards.casualties,and contingencies.iaclud9ng fite.for wtuc� ��---_,;,;-
<br /> aa , .
<br /> . tn the amounts and for the periods that I.cnder °.,�; _�__
<br /> Lender iequires insurance. This insurance shaU be maintained � whether now in existence ar subsequentiy _ �°��.
<br /> r¢qvires. gorcower shall also insure all imProvements on the PropertY.
<br /> b fhe SecretarY.AU insurance shaU be carried with oomp�ies ,�"'-
<br /> - e�c�i,against loss by floods w the e�ctent required Y --
<br /> ` , . approved by Leader.The insurance policies and any renewals staU 6e held by Lender anA shall inciude ioss payab2e _�
<br /> � . .fi'.,�:..-
<br /> � � � � clauses ia favor of,and in a form acceptable to•Ixnd�T• roof of loss if not °•' "�`
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<br /> '` In the event of loss,Borrower shall give Lender immediate notice by mail-l.ender maY mak�p �
<br /> . • b Borrower.Each insurance company concemed is hereby aathorized and direaed to make paYment . �:';�T'
<br /> m a d e p m m p t l y Y A ll o r a u y p a rt of the insurance
<br /> � � for such loss directlY to Lender, instead of to Borrower and to Len der join dy. :-,-,�•;
<br /> ; ' `` proceeds may be applied by I.ender,ac its optian,either(a)to the reduction of the indeb�tedu�then t prepaym nt .. ::."��
<br /> - .: '. this Security I n s t�m e n t.f i r s t t o a n y d e l i n q u e n t a mounts a p plied in the order in paragrap ',.._r•.
<br /> , . � AnY aPP Ucazion o f t he p m c c e d s w t h e
<br /> • : of principal. or (b)to the restorarion or r air of the damaSed �a p�wlucb are referred to in paragraQh 2,or , ';� :
<br /> , � � princi p a l s h a l l no t e x t e n d o r p o s t p o n e t h e due date of the monthly p yat �o a �o u t s t a n d i n g '��
<br /> change the amouat of such paymenu. Any excesg insuran�pr°�over an amount r e q u i r e d P Y �. '`.,4.,,': .
<br /> , y indebtedness under the Note and this Secutiry Insuument shall be paid to the entity legally endtled thereto. ,.;;=_
<br /> � In the event of forectosure of this S�t o B rrower�in and t�f esurance pol ciese ia force sha11 pass t�th� '" -
<br /> ; _ the indebtedness, a11 right, title and m
<br /> � purchaser. . -
<br /> ,Bosrower's Loan App@catlon;
<br /> � ' S.OccuPentY+Preservation,Matatenance aeid Protertlon oY th�eB no�s psincipal residence within sixty . •_
<br /> . Leasehoidg. Borrower shaU occupy.establish,and use the Property
<br /> ; . .' � days after the execution of this Security Ins Bor�r woe•v�nthm�pa�l ydes'Idence for at least on�ear after the datp etof � .
<br /> and shall continue to occupy the Property
<br /> � ` oaupancy�unless l.ender determines that requirement wili cause undue hardsrip for Boaower,or nnless extenuating ,
<br /> circvmstances eaist which are beyond Borrower's control. Bonower shall notify l,e�t+der of any extenuating . _
<br /> . ' circumstances.Bonower shall not wmmiand etar exdes eo�y,�damage�o�rys n��nt�he Propetty if the�Pr p rty is vacant
<br /> property to deteriorate.rcasonable wear �P
<br /> � or abandoned or the loan is in default. Lender may take reasonable action to protect and preserve such vacant or .
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