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<br /> � � ��� LOANNO. i5.39zi �as� '
<br /> THiS SECURITY INSTRUMENT combines unHortn c:avenar+tsfor naitonal use and nan-uniform covenants with .' ` , �„
<br /> � � limfted variations by jurisdictton tc constid�te a uniform secur�ty fnstrumem cove�ing real properry. �
<br /> � �'�� UNIFORM COVEfdANTS.Borrower and Lender xvenarrt and agree as foilows: -; ,
<br /> �..:;� t.RsymeRt of Printipal�nd t�tterest;Frepayment and Late Charges. Borrower shati promptly pay when due _ �
<br /> _ �__ the principal of ar�d ir�erest on 4he debt evidenced by the Note and any prepayrnent and late charges due under the : _
<br /> , Note.
<br /> ' . 2.Funds ior Taxes and Insnrance. 3ubject to applicabte law ar to a written waiver by tender,Borrower s ha l l pay � �=
<br /> -. ` � to lender on the day mornhly payments are due etnder the Note,urrt�the Note is paid tn tuil,a sum(°Funds")br.(a) . ` ,::.t ..�' �
<br /> � • yeady taxes and assessmenis which rtrdY attain prioriry over this Secutny instrumerrt as a Ilen an the Property; (b)Yeady _ . r°
<br />:-`•'` • � leasehotd paymems or ground�ents on the Property,if any:(c)yearty hazard or property insurance premiums;(d) __ .
<br /> � yearty ftood insurance premiums,if any:(e)yeady mortgage tnsurance premiums,if any;and(fl any sums payabte by ,
<br /> •:: � Bocrower to Lender,tn accordance with the provfsions of paragraph 8,in Iteu of the payment of mortgage insurance p ••' ..
<br /> z` � premiums.Tftese items are ealied°Escrow Items.°Lender may,at any time,cotlect and hold Funds in an amount not to
<br /> exceed the ma�dmum amount a lender for a federaify related mortgage toan may requtre for Borrowe�s escrow account n r.� !
<br /> ' tdemert Procedures Act af 1974 as amended from time to time,12 U.S.C. �2601 et ,��! - �-
<br /> ��:. , under the federal R�I Estate Se =-�-�:.,::_,.
<br /> :i:;. se .(°RESPA°�,unEess another law that a lies to the Funds sets a tesser amount If so,Lender may,at any time,collect �•� �-Y�} _�:,y��
<br /> ��. ` and hotd Funds in an amouni not to exceed the lesser amourt.Lender may estimate the amour►t of Funds due on the "�=.;,.______
<br /> � dasis of currerrt data and reasonable estimates of expernditures of future Essrow Items or otherwise In accordance with ;� _�.�:._..'""
<br /> • applicable law. T.`� _.^—.
<br /> �.;�
<br />.�; ,. ,
<br /> • The Funds shali be he►d in an insbtution whase deposits are insured by a federal agency,instrumentality,or enYrty -��,�-�:--�
<br />_ � � ('mduding Lender,if Lender is such an institution)or in any Federat Home Laan Bank.Lertder shall apply the Funds to � •r��..�.:
<br />.j�s. � ��� paythe Escrow Items.Lender may not charge Barrower for hotding and applying the Funds,annuaily anaiyzing the ' _
<br /> ,. .
<br /> - a esaow atxourrt,orverifying the Escrow{tems,unless Lender pays Borrower interest on the Funds and appticable law
<br /> �.�• permits Lenderto make such a charge.However,Lender may require Borrower to pay a one-time charge for an _
<br /> . independerrt real estate tax reporting service used by Lender in connectian with this loan,untess applicabte law
<br />��...: . . pruvides othe�vulse.UNess an agreement is made or applfcahle law requires iriterest to be�raid.Lender shaU not be � :��+'
<br /> .. required to pay Borrower any interest or eamings on the Funds.Borrower and Lender may agree in wrRing,however. - .,
<br /> !� � that interest shall be paid on the Funds.Lender shall give to BorrowEr,without charge,an annuai accounting of the . . -
<br /> t''� . Funds,showing credits and debits tothe Funds and the purpose for which each debR ta the Funds was made.The
<br /> � � Funds are pledged as addi�onal securfty tor ail sums secured by thls Securlty Instrument . .z. _
<br /> � ' ff the Funda held by LenBer exceed the amounts permitted to 6e.held by appticabte law,Lender shall account to . --
<br /> • Borrower for the excess Funds in accordance wfth the requfrements af applicable law.If the amount of the Funds held `��`' ,��-'
<br /> • by Lender at any time is not sufflctent to pay the Escrow Items when due,Lender may so nottfy Borrower in writirtg, ':.�,
<br /> � and,ln such case Borrower shall payto Lender the amount necessary to make up the deftciency.Borrower shall make . ��--':
<br /> IY.P__
<br /> � .} upthe deflctency in no more than tweive mor�thiy payments,at lende�s sole discretion. --
<br /> j Upon payment in fuli of all sums secured by this Securiry Instrument,Lender shaU promptiy refund to Borrower any �`�~ '
<br /> � � Funds hetd by Lender.if,under paragraPh 21,Lender shaU acquire or sell the Property,Lender,pr�or to the acquisition � ���-
<br /> � . . � . p RY,shail a I y y ..� �.; �:-
<br /> or sale of the Pro e pp y any Funds hetd b Lender at the ttme of ac uisition or sale as a credit against the ' , ..„ :•r:-
<br /> � � �ums secured by this Security Instrument. � ��" ^'
<br /> � 3.Applicatton of Payments. Unless applicable law provides othenuise,atl payments received by Lender under � . • �''��
<br /> � para gra phs 1 and 2 shatl be applied:flrst,to any prepayment charges due under the Note;secand,to amounts payabte , . ���_
<br /> . ' ' . under paragraph 2;third,to irtterest due;fou r t h,to p r inc tp a l due;an d l a s t,t o a n y t a t e c h a r g e s d u e u n d e r t h e N o t e. ,.
<br />=_ . . 4.Charg�s;Uens. Borrower sha11 pay all taxes,assessments,charges,flnes and impositions attributable to the -:��`
<br /> . � .� Property which may attaln priority over this Securlty Instrument,and leasehold paymenis or ground rents,if any. .. �
<br /> . Borrower shall pay these obltgatlons In the manner provided in paragraph 2,or ff not paid in that manner,Borrower shall ,,:,
<br /> paythem on time directty to the person owed payment Borrower shali promptty fumish to Lender all notices of � .
<br /> . � amo�nts to be paid underthis paragraph.If Borrower makes these payments directly,Borrower shail promptly furnish to �
<br /> �r,�.; . ,� t.ender�eceipta evidencing the payments.
<br /> Borrower shall promptly discharga any lien which has prloriry over this Securrty Instrument unless Borrower:(a)
<br /> � agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender,(b)contests in .
<br /> � � good faith tha Ilen by,or defends against er�forcement of the Ilen in,legal proceedings whlch in the Lender's opinion
<br /> • . � operate to prevent the enforcement of the Ilen;or(c)secures from the holder of the lien an agreement satisfactory to ; � �. . `�
<br />_ : � Lender subordinating the Ilen to this Securiry Instrumen�If Lender determines ihat any part of the Property is subject to
<br /> a Ilen which may attain prfority over thfis Security Instrument,Lender may give Borrower a notice identifying the lien.
<br /> � � Borrower shall satlsiy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. -
<br /> _ j • S.Hazard or Property Insarance. Borrower shall keep the improvements now existing or hereafter erected on the , �
<br /> � � � i Property Usured agalnst loss by flre,hazards included within the term"extended coverage"and any other hazards,
<br /> including floods or flooding,for which Lender requires Insurance.This insurance shall be maintainedln the amounts and �
<br />, ' forthe perlads that Lender requires.The insurance canier provlding the insurance shall be chosen by Borrower subJect . ;
<br /> � � to Lende�s approval whlch shall not be unreasonably withheld. If Borrower tails to maiMatn coverage described above. • _
<br /> . Lender may.at Lender's option,obtain coverage to protect Lender's rights in the Property in accordance with
<br /> paragrapSt 7.
<br /> � � NEBRASKA—SINULE FAMII.Y—FNMA/FMIMC UNIFOAM INSTRUMENT FOAM 3028 9/90 [
<br /> � � • ISC/CMDTNE//0792/3028(9-90)-L PAGE 2 OF 6 � , �
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