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<br /> � • .� TOGETHER WTI'H all ihe improvements now or hereafter ezected on the pmperty.and all easements,agPurtenances.aad -� � - . . :� .
<br /> - � •. • fatures now on c�reafter a part oE the propeny.A11 replacements and addirions shall also be covered by this Security instrument ,.�',s..
<br /> �.,,,�-�' All of the fo�going is mfeaed to in this Security Inswmeat as the"Propeny." � - �
<br /> ., � �t"� SORItOWER COVENANTS that Borrower is tawfatiy seised oi thc cslate here6y canveycd ant!has thc righi to grant and -- --
<br /> ' . ` . ^i wnvey ihe Properey and that the Progerty is uncncumbered. except for encumbrances of record. Borrower warrants and will .. '., •.,::�. :
<br /> • : . ..`� defend generally the tiQe to the Praperty against atl cIaims and demands.s�bject to any encumbrances of record. , .
<br /> �. THIS SECI3RTTY IlVSTRLJNIEIV'T combines uniform covenants for nauonal use and non-uniform cavenants with limitcd
<br /> . . . .=' vNiations by jurisdicaon m coastitutc a unifatm security insKnunent covering rcal property. ..�
<br />�;� � `' UN�ORM COVENANTS.Borrower and Lex�der cuvenant and agree as follows: �_`_
<br /> . � - 1.Paywent of Prtncipal aad Interest;Prepayment aad Late Chasges. Horrower shaU prompdy pay whcn due the� __
<br /> � ": principal of and interest an the debt evidenced by the Not�and any prepayment an d l ate c h a rges due un der t he No t e. :J�,..,
<br /> '� 2.Eunds for Taxes and Insucance. Subject to appiicable iaw or w a wriuen waiver by l�ender.Boimwer shall pay to � �
<br /> - � Lcnder on the day monthly payments are due under tbe Note,until the Note is paid�full.a sum("Funds")for.(a)yeariy taxcs� '�,��� . . _°__
<br />� , . ' � and asscssments which may attau�priority ovcr this Security Inswment as a lien an t6e Property:N)Y�Y teasehold paymeats� �x-�;,
<br /> � or groand rents on the PropertY,if any;(c)Yearly ha�ard or property inswance premiums;(d)Year1Y tlaad insurance premiums,if
<br />- , '�.�� anY;(�)Y�Y mortgage insurance premiums.if any;and(fj a�ry sums PaYabte by Barrower to Lender,in accordance with the� . -;� -`.
<br /> � provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums.'I1�ese items are called "Escmw Items:' I' '`:,"'_''. ';`_--.
<br />- • • ••� • Lender may,at any time,coitcct arid hold Funds in an amount noi m exe�xd the maximum amaunt a leader for a federally related� �_� x��-- —
<br /> � • � � mortgage toan may require for Boriower's escrow account un�er the federal Real Estate Seulement Pracedums Act of 1974 as `—` � -' � �'�,�-<
<br /> amendaf fmm time to timc, 12 U.S.G Section 2601 er seq. ("RESPA"),unlcxs another law that applics to the Funds sets a lesser . ` "��°°::--
<br /> � 's amount If so, Lender may, at any time.wlleci and hold Funds in an amount not to exceed the lesser amouni.l.ender may , - ����'����
<br /> ' atimate the amouat af Funds duc on the basis of cament data and reasonable estimates of ex eadiwres of fuwre Fscmw Itetns or � �. •��"�--•`
<br /> es m p . . ; T _
<br /> . . .. otherwisc in accordancc with applicable law. � �• � ' t
<br /> � The Funds shaU be held in an institution whase deposits are insured by a federal agency,instnunentality,or entiry(including �
<br /> - ' . r' an Fcdcral Home Loan Bank Lcnder shall apply the Funds to pay thc Escrow • � '�'�I-==
<br /> Lender,if Lender is sucd an institution)o m y ::.Y-;:-�.:
<br /> ' Items.Lendec may not charge Borrower far holding aad applyin$the Fuads,annually anatyzing the escrow accounL or verifying . �, "
<br /> • the Escrow Itcros,unlcss Lender pays Borrowcr interest on thc Funds and applicable taw permits Lertder to make such a chargc. ..�`.��.`'-
<br /> • Howevcr, Lcnder may rcyu'uc Borrowcr to pay a one-ume chargc for an independent real cstate taa rcponing servicc used by ''�`'T�`_
<br /> • ..:,'_"�'.:
<br /> � � l.cnder in wnnecuon with this loan.unlcss applicablc law pravidcs othcrwise.Unless an agcement is madc or applicable law :, .. .•� _ ' '..c-.�:�_
<br /> ' ;:i requires interest to bc paid.Leader shail not be requ'ued to pay Borrawer any interest or camings on the Funds.Bonower and >.�;j::
<br /> Lcnder may a�ree in writing.however,that interes�shall bc paid on the Funds.Lcnder shall givc w Borrawer,without charge,:u� � ����"";
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<br /> � -�.- annual accoundng of ihe Funds,showing credits and debits to the Funds and the purpose for whicb each debit to the Funds was -�,,..
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<br /> • •�; made.The Funds are pledged as addidonal scsurity Por all sums securcd by this Security Instrument • ,.....,.
<br /> s' If the Funds held by Lender eaceed the amaunts permitted to be hetd by applicable law.l.ender shall account to Borrower for � <<`-'�`
<br /> _ the excess Funds in accordance witii the requirements of applipble law.I[the amount of the Funds held by Lender at any time is ° . . �Y.;��::.
<br /> not sufficient to pay th�Fscrow Items when due.Lender may so notify Borrower in writing,and,in such case Bonower shall pay � � •..;,_�.-
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<br />� to Lender the amount nec;essary to make up the de�ciency. Borrower shaU rnake up ihe defciency in no more than twelve . . '�4,t`-:
<br /> � � monthly paymcnts,at Lendcr's solc discrcuon. ,T=`:
<br /> � Upon payment in fuA of al!sums sccured by this Security Insuument,Lcndcr shall promptty refund to Borrower any Furtds . �`�"
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<br /> ' : ! held by l.cnder.If,undcr paragrapfi 21.Lcndcr sha11 acquuc or scll thc Propeny,Lcnder,prior to thc acquisition or sale of the . .�=:
<br /> • , ,� Property. shall apply any Funds held by Lender at�he ume of acquisiuon ar sale as a credit against the sums secured by this . � ���-_���
<br /> � �� Security Inswmcn� • . , .
<br /> " . 3.Application of Payments. Unless applicablc!aw provides othenvise,all payments reccivcd by Lendet under paragraphs
<br /> : � . 1 and 2 shall bc applied: �irst,to any prcpayment chazgcs duc undcr thc Notc:sccond,to amounts payable undcr pars�graph 2: , _ .
<br /> third.to interest due;fourlh,to principal due:and last,w any latc charges due undcr the Nou:.
<br /> . . 4.Charges;Ltens. Barrower shall pay a!1 taxes,asscssmcnts,chazges, Gnes and imposiuons atuibatable to the Property
<br /> . which may atLtin priority ovcr this Sccurity lnstrumcnt,and lcaschold payments or ground rents,if any.Borrowc:r shall pay thcsc
<br /> � obligations in the m:u�ncr provided in paragrapb 2,or if not paid in Ih�t manner,Bonower shall pay Ihem on dme d'uccU,y to the �• ..
<br /> � , person owrA paymcn� IIorrowcr shall promptly fumish to Lcndcr all noticcs uP amnunis to bc paid undcr this pata�raph. If .
<br /> • , � j Borrower makes these payments d'uccUy.Burcower shall prompdy fumish to Lender receipis evidencing the paymenLS. . . • ,
<br /> - Borrowcr shall promptty dischargc any licn which has priurity ovcr this Scc;urity lnswmcnt unless Borrowce(a)agrces in
<br /> • wriung to thc paymcnt ul thc obligation sccurc� by thc licn in a manrtcr acccptablc to Lcndcr:(b)contcs�s in good faith�hc licn , •
<br /> � � � by, or dcfcndc �gainst cnforc;cmcnt oP thc licn in, Icgal prac:ccclings which in thc Lcnder's opinion operatc to prcvcnt thc . . ,
<br /> ' cnforc:cmcnt of thc licn:or(c)sccures from thc holdcr of thc licn�n agrc;emcnt suusfactory to Lcndcr suburdinatinb 1hc licn ta
<br />_ _ 3 Ihis Sccurity Insvumcnt.ll Londcr dctcrmincs that any p;ut of thc Properry is subja:t w a licn which may auain priority uvcr this :
<br /> ' � j Sccurity Inslrurt►cnt,Lc:ndcr�nay g�vc Burrowcr a noucc idcnufying thc licn. [3urrowcr shall sausfy thc licn or takc onc or morc • „
<br /> � j of thc acuons sct forth�bovc within 10 days nf lhc giving ot�nuucc. '
<br /> _- Fotm 3028 9190 '
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