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201108950 and has an address of 1050 WOOCIWd rCI AV2, Det roi t, M I 48226-1906 . Borrower owes Lender the principal sum of One Hundred Forty Five Thousand Seven Hundred Ninety Three and 00/100 Dollars (U.S. $145,793.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on D2Cemb21" 1, 2�41 . This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b)the payment of a11 other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust, with power of sale, the following described property located in Hal1 County, Nebraska: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. SUBJECT TO COVENANTS OF RECORD. Parcel ID Number:400211270 which has the address of 31 H P h C'd S d nt D r [StreetJ Grand Isl and �ciry�, Nebraska 6HH01 [Zip CodeJ ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property." Bonower understands and agrees that MERS holds only legal title to the interests granted by Bonower in this Security Instrument; but, if necessary to comply with law or custom, MERS, (as nominee for Lender and Lender's successors and assigns), has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or canceling this Security Instrument. BORROWER COVENANTS that Bonower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. FHA Morcgage WITH MERS-NE Revised 4/98 Amended 7/04 VMP� VMP4NINE)(11051.00 Wolters Kluwer Financial Services Page 2 of 10 �I I I I�IIII I I III I I III III�II'IIII III'(�'(I I I I I I I'll g03303849998 0233 283 0210 �� � ��