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201108949 (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the i•egularly scheduled amount due for(i) pr'zncipal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S,C, Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F,R. Part 3500), as they might be amended from time to tiine, or any additional or successor legislation or regulation that governs the same subject matter, As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA, (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. Transfer of Rights in the Property This Security Instrument secures to Lender; (i) the repayment of the Loan, and all renewals, exteilsions and modifications of the Note; and(ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sa1e, the following described property located in the C o u n t y (Type of Recording Jurisdiction) of HA L L (Name of Recording Jurisdiction). The West Half (W1/2) of Lots One Hundred Seventy-nine (179) and One Hundred Eighty (180) in West Lawn Addition, an Addition to the City of Grand Island, Hall County, Nebraska Parcel ID Number:400116693 which currently has Che address of 18 2 3 W 16 t h S t (Street) G r a n d I s 1 a n d (City), Nebraslca 6 8$0 3 (Zip Code) ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." 231226 NEBRASKA-Single Family�Fannle Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP OO VMP6WE)(110b) Wolters Kluwer Financlal Services Paqe 3 of 17