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� <br />� <br />N � <br />0 �� <br />� � <br />� � <br />e <br />� — <br />� <br />W �� <br />� <br />� <br />� <br />� <br />� <br />:j i,. <br />' ;:�, <br />I <br />� <br />s� <br />D <br />r r <br />r t, <br />c� ,'� <br />o �, <br />� �� <br />m <br />c� <br />� <br />� <br />m <br />� <br />� (�'�� <br />o° <br />m� <br />� <br />0 <br />� <br />� <br />; <br />fl <br />� <br />a <br />After Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD Pd (��� �'/�� <br />HASTINGS, NEBRASKA 689 1. <br />Loan Number: 106037�,�,.��d�1��J��886,� <br />DEFINITIONS <br />[Space Above Thie Line For Recording Data] <br />DEED OF TRUST <br />:.s <br />� <br />z <br />�_ <br />c <br />N <br />O� <br />_� <br />� <br />N <br />c.T1 <br />O <br />c� cn <br />o --� <br />c a <br />Z � <br />_...� m <br />� o <br />o � <br />� � <br />= m <br />b � <br />r � <br />r n <br />� <br />x <br />n <br />Cn <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 18 , 2 011 , together <br />with all Riders to this document. <br />(B) "Borrower" is JLTSTIN BSTANDIG AND YURIDIA MEJA DE BSTANDIG <br />HUSBAND AND WIFE <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD� HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />organized <br />(E) "Note" means the promissory note signed by Bonower and dated NOVEMBER 18 , 2 O 11 . <br />The Note states that Bonower owes Lender TWO HLTNDRED TWENTY THOUSAND AND <br />00/100 Dollars (U.S. $ 220� 000. 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2026 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) '"I.oan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are <br />to be executed by Bonower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ 1-4 Family Rider <br />❑ Condominium Rider <br />❑ Planned Unit Development Rider <br />❑ Biweekly Payment Rider <br />❑ Second Home Rider <br />❑ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable �nal, nan-appealable judicial <br />opinions. <br />NEBRASKA--Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />1 �� ^� °/ <br />DocMag/c � <br />www.docmaglc.com <br />�, <br />R3, <br />O <br />i--►. v <br />F--►. � <br />0 <br />� � <br />� <br />Cn , � <br />w � <br />� <br />���,..� <br />!�Y-fcSryr;3CGSqF^11 <br />