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' ' 201108849 (C) "Lender" is WELLS FARGO BANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of TFIE UNITED STATES , Lender's address is 1'.O. BOX 11701, NEWARK, NJ 071014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WSLLS FARGO FINANCIAL NATL BNR C/O SPSC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Bonower and dated oCTOBER 31, 2011 . The Note states that Bonower owes Lender �Y NINE THOUSAND S2IC HiTNDRED TWSNTY FOUR AND 00/100 Dollars(U.S. $******29,624.o )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than NOVBbIDER 01, 2026 , (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and a11 sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are to be executed by Borrower[check box as applicable]: 0 Adjustable Rate Rider 0 Condominium Rider 0 Second Horne Rider � Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider �VA Rider 0 Biweekly Payment Rider �Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders(that have the effect of law) as well a�all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges that are imposed on Bonower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any tra.nsfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic ternunal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party(other than insurance proc.eeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Propertv. NEBRASKA-Single Famdy-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP� VMP6(NE)(11051.00 Wolters Kiuwer Financiai Services Page 2 of 17