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<br /> in the Property and rights under this Security Instrument; and (d)takes such action as Lender may
<br /> reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,
<br /> and Bonower's obligation to pay the sums secured by this Security Instrument, sha11 continue unchanged.
<br /> Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following
<br /> forms, as selected by Lender: (a) cash; (b) money order; (c)certified check, bank check, treasurer's check or
<br /> cashier's check, provided any such check is drawn upon an institution whose deposits aze insured by a
<br /> federal agency, instrumentaliry or entity; or(d) Electronic Funds Transfer. Upon reinstatement by Bonower,
<br /> this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had
<br /> occuned. However, this right to reinstate sha11 not apply in the case of acceleration under Section 18.
<br /> 20. SaYe of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br /> No�e(together with this Security Instrument)can be sold one or more times without prior notice to
<br /> Borrower. A sale might result in a change in the entity (known as the 'Zoan Servicer'7 that collects Periodic
<br /> Payments due under the Note and this Securiry Instrument and performs other mortgage loan servicing
<br /> obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more
<br /> changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,
<br /> Borrower will be given written notice of the change which will state the name and address of the new Loan
<br /> Servicer, the address to which payments should be made and any other information RESPA requires in
<br /> connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br /> Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Bonower will
<br /> rernain with the Loan Servicer or be transfened to a successor Loan Servicer and are not assumed by the
<br /> Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence,join, or be joined to any judicial action(as either an
<br /> individual litigant or the member of a class)that arises from the other party's actions pursuant to this
<br /> Secu�rity Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Instrument, until such Bonower or Lender has notified the other party(with such
<br /> notice given in compliance with the requirements of Section 15)of such allegeci breach and afforded the
<br /> other party hereto a reasonable period after the giving of such notice to take conective action. If Applicable
<br /> Lavw provides a time period which must elapse before certain action can be taken, that time period will be
<br /> deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure
<br /> given to Borrower pursuant to Section 22 and the notice of acceleration given to Bonower pursuant to
<br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this
<br /> Section 20.
<br /> 21. Ha�ardous Substances. As used in this Section 21: (a) "Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br /> volatile solvents, materials containing asbestos or formaldehyde, and radioactive maxerials; (b)
<br /> "Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that
<br /> rela¢e to health, safety or environmental protection; (c) "Environmental Cleanup"includes any response
<br /> action, remedial action, or removal action, as defined in Environmental Law; and(d)an "Environmental
<br /> Condition"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br /> Bor�ower shall not cause or pernut the presence, use, disposal, storage, or release of any Hazardous
<br /> Sub�tances, or threaten to release any Hazardous Substances, on or in the Property. Bonower sha11 not do,
<br /> nor allow anyone else to do, anything affecting the Property(a)that is in violation of any Environmental
<br /> Law, (b) which creates an Environmental Condition, or(c)which, due to the presence, use, or release of a
<br /> Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
<br /> NEBRASKA-S�ngle Famiiy-Fanrne Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br /> VMP� VMP6(NE)(1105).00
<br /> Woiters Kluwor Financial Services Page 73 of 17
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