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201108833 and has an address of 1100 V� *� ni a Drive, Fort Washingt�on, PA 19034 . Borrower owes Lender the principal sum of �ie Hundred Eighty Thousand Three Hundx+ed Ten and 00/100 Dollars (iJ.S. $180,310.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Inshument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on Deoanber 1, 2041 . This Security Instrument secures to Lender: (a) the repaymeAt of the debt evidenced by the Note, with interest, and all renewaLs, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Securlty Inshvment; and (c) the performance of Borrower's covenants and agreements under this Security Insttvment and the Note. For this purpose, Borrower irrevocably grants and conveys to the Trustee, in trust, with power of sale, the following descrlbed property located in Ha].1 County, Nebraska: ��/�� LOT EI(�HTEEN (18) , CASTLE ESTATES SUBDIVISION, IN' CIT�' OF GRAND ISLAND, HALL COUNTY, NEBR2�5I�A. S�� � Parcel ID Number: which has the address of 4005 Palaoe Dr Grand Island ("Property Address"); [City], Nebraska 68803-6405 [Zip Code] [Street] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fi�ctures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of We foregoing is referred to in this Security Instrument as the "Properly." Bonower understands and agrees that MERS holds only legal fltle to the interests granted by Borrower in this Securlty Inshvment; but, if necessary to comply with law or custom, MERS, (as nominee for Lender and Lender's successors and assigns), has the right: to exercise any or all of those interests, including, but not limited to, We right to foreclose and sell the Property; and to take any acHon required of Lender including, but not limited to, releasing or canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfiilly seized of the estate hereby conveyed and has the right to grant and convey the Property and that We Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the tifle to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due We principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. 1004NNE 000687799958 11/21l2011 07:OSem FHA Mortgage WfTH MERS-NE Revised M96 Amended 7/04 VMP � VMP4N(N� (7105).00 Woltere Kluwer Flnandal Services Pege 2 of 10