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_ <br />� <br />N � <br />e = <br />B <br />� - <br />� <br />� <br />� <br />� <br />�� <br />� <br />� •s <br />� � <br />� <br />�� � � <br />� _ .� --- <br />n <br />,� r - � : �' <br />� � �• � � C <br />, � � <br />o � <br />� �� � <br />•, (�'1 <br />G7 <br />�n � <br />O rn 3 <br />Q � <br />� ��' o <br />o� <br />m" � <br />o s �- rv <br />� <br />After Recording Return To: <br />HERITAGE BANK <br />PO BOX 84, 821 2ND STREET <br />ST. PAUL, NEBRASKA 68873 <br />Loan Number: 10-1628 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />��� <br />a� <br />c n <br />Z —� <br />-� m <br />� a <br />O �t <br />�'1 Z <br />= m <br />D � <br />r � <br />r D. <br />� <br />� <br />n <br />� <br />� <br />Words used in multiple sections of this document aze defined below and other words aze defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regazding the usage of words used in this document aze also provided in Secrion 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 14 , 2 O 11 , together <br />with a11 Riders to this document. <br />(B) "Borrower" is THOMAS ZILLER AND ANGELA J ZILLER HUSBAND AND WIFE <br />AS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBR.ASKA CORPORATION organized <br />and existing under the laws of NEBR.ASKA . <br />Lender's address is PO BOX 84, 821 2ND STREET, ST. PAUL, NEBR.ASKA 68873 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBR.ASKA 68516 . <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 14 , 2 O 11 . <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY THOUSAND AND <br />00/100 Dollazs (U.S. $ 130, 000. 00 ) <br />plus interest. Bonower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2 041 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late chazges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders aze <br />to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� Second Home Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA—Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br />� �� <br />� � <br />DodNag/c ��all1� <br />www.docmaglc.com <br />0 <br />N <br />O <br />F�-+ <br />�� <br />O <br />OD <br />� <br />0 <br />cr� <br />� <br />� <br />� <br />� <br />� <br />� <br />(� I.� <br />Ne30Z8.dot.�rml <br />