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- �� :��A; _� l 1 : : �,� � �. �. (C) " FARGO BANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is P• O. BOX 11701, NEWARFC, NJ 071014701 Lender is the beneficiary under this Security Instrument_ (D) "TI'ustee" is JELLS FARGO FINANCIAL NATL BNR C/O SPEC. SEAV., PO BOX 31557, BILLINGS, MT 59107 (E) "NOte" means the promissory note signed by Bortower and dated NOVEMIDER 02 , 2011 . The Note states that Borrower owes Lender FIFTY FIVE THOIISAND EIGHT SUNDRED FIFTY A1�ID 00/100 Dollars (U.S. $******55, 850 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later thanDECEI�ER O1, 2026 . (F) "P�op�lty" means the property that is described below under the he,ading "Transfer of Rights in the Ptoperty." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Inshument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower_ The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium Rider � Second Home Rider � Balloon Ridet � Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] (I) "ApplicableLaw" means all controlling applicable fedetal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "CommunityAssociationDues, Fees, and Assessments"means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (!� "ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magneric tape so as to order, instntct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transacrions, tcansfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "EsC1'ow Items" means those items that are described in Section 3_ (M) "MiscellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5} for: (i) damage to, or desiruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Prooertv. NEBRASKASingle Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Fortn 3028'1J01 VMP � VMPB(NE) (1105).00 Wolters Klwaer Financial Services Page 2 of 17