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<br />1-4 FAMILY RIDER
<br />(Assignment of Rents)
<br />2Q1108736
<br />THIS 1-4 FAMILY RIDER is made this 21st dey of November, 2011, and is incorporated into and shall be
<br />deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the
<br />same date given by the undersigned (the "Borrower") to secure Borrower's Note to Five Points Bank Ithe "Lender") of
<br />the same date and covering the Property described in the Security Instrument and located at:
<br />619 W 71th St, Grand Island, NE 68801-3738
<br />[Property Address]
<br />1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument,
<br />Borrower and Lender further covenant and agree as follows:
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the
<br />Property described in Security Instrument, the following items now or hereafter attached to the Property to
<br />the extent they are fixtures are added to the Property description, and shall also constitute the Property
<br />covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now
<br />or hereafter located in, on, ar used, or intended to be used in connection with the Property, including, but not
<br />limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and
<br />light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs,
<br />water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers,
<br />awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors,
<br />cabinets, paneling and attached floor coverings, all of which, including replacements and additions thereto,
<br />shall be deemed to be and remain a part of the Properry covered by the Security Instrument. All of the
<br />foregoing together with the Property described in the Security Instrument (or the leasehold estate if the
<br />Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as
<br />the "Property."
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a
<br />change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the
<br />change. Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental
<br />body applicable to the Property.
<br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien
<br />inferior to the Security Instrument to be perfected against the Property without Lender's prior written
<br />permission.
<br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the
<br />other hazards for which insurance is required by Section 5.
<br />MULTISTATE 1-4 FAMILY RIDER --Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Farm 3170 1/01 (Page 1 of 3)
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