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<br />-`4 ` , , e insuraace e(in tiie amoTCnt aa�d f�or the penad `� �
<br /> `� • , _ paymscus may no longer 6e required.at the option of Lxader.if mortgag �Y�S . _
<br /> � tl�i Leader requires)provided by an insurer approved by Lender again becomes available and is obtained.Borrower s6a11 pay
<br /> • - " - �premiums required to ma�„ra;n�ortgage insurance in effect.or to pmvide a loss reserve.unril the requirement for mortgage
<br /> �� °; .� ;.,n,ra„�ends in accordauce with any written agreement between Borrower aad Lender or applicable law. -:
<br /> nds I,�er sha11 give �r_ _ -
<br /> "f `._�,`�� 9.Ia�pectfon.Lender or iu agem may make reasonable ennries upon and inspectians of the Property.
<br /> :.,� . ` Borrower notice az the time of or prior to an inspection specifymg reaconabte cause for the inspeccion. �
<br /> � 10.Cond�aat�ou. The Pmoeevls o f any aw a r+d or c laim f o r d a m a g e s,d i r e c t o r c o n s e�l u e n t i a l•����o n w ith an y
<br /> -��• of an art of tl�PcopenY.or for coaveyance in lieu of condemnation,are hereby assignecl and --- ? ,•;•, _ .
<br /> . conde�ation or other taking Y F � -
<br /> _�� shall be paid to L e n der. � ° �.
<br /> i:. . . In the event of a total taking of the Property,the P�oceeds shall be applied to the sums sewred by this Securiry Insuument, • _ -
<br />,-e, •f m which the fair ,. _ _-
<br />��s:: •,' ' whether or not then due.with any eaccess p a i d w B orrow e r. I n t h e e v e n t o f a p a r t i a l t a l d n g o f t h e P m p e rt y' �.:..,q _
<br />;;�.;' . " madcet value of the PcopertY immediately before the talm�g is eqoal to ur greates tt�am the amwm of the sams seQU�ed bY tivs •':, ',�--
<br /> _: Seruriry Instrument immediateJY before the taking,unless Barrower and Lender otherarise agree in wriung,d�e s�ms secured by ` -,�
<br /> -'.: • .,�, � this Securiry t„�,,,Lp!,t shall be reduced by the amotmt of the proceeds Amltipfied by the following fraction: (a)the total .,,'.'
<br />' � • ; amount of the sums secured immediatety before the taking.divided by(b)the fair market value of the Property immediately �
<br />,-�"�'. , ��r vn which the fai. t� •:�.�.a
<br /> - ' • , befare the taking. Auy balance shaU be paid to Borrower. Ia the event of a partial taking of the Property �
<br /> ;.< <��.r
<br /> �` � market value of the PropenY immediazely before the taldng is less than the amount of the soms secured immediately before the ;� �.
<br /> `` taking.unless Borrower and Leadu othenvise agree in writing or untess applicable law otherwise Provides,the prncceds sha11 , � •�.
<br /> ,-,� � � : -• be aPPlied to the suws secured by this Security Insmament whether or not the sums are theu due. � �,� ,---
<br /> If the Pcoperty is abandoned by Borrower,or if,after notice by Lender to Borcower tiaat the condemnor offers to make an �.�_
<br /> ��`, • . ,, award or settle a claim for damages. Borrower fails[o respond to l.ender arithin 30 days after the date the uotice is given, ,���.i
<br /> � I.ender is authorized to collecc and aPPly the pmce�s.at its opuon,either to restoration or repair of the Property or to the sums ;,. �r..:��-,�.
<br /> ::� . . ' . . secured by this SerArity Iusuume°t,whether or aot then due. _ • .�`:,:-„..
<br /> ,` ' Unless Lender and Borrower othenvise agree in writing, aaY a�Plic�ation of proceeds to princiPat sh��not extend or , .'°,�:
<br /> . . refzrred w in hs 1 and 2 or change the amount of such paymeats. • �� .�-
<br /> �. . • posepone the due date of the monthly payments P�BmP . � -�°
<br /> 11.Borrower Nat Released;Forbearance By Lender Not a Waiver. Excensioa of the time for payment or madificacioa ��: ��:;��:
<br /> of amorc�ation of the sWns secured by this Securiry Instrutnent granted by Lender;o any successor in interest of Borrower shall ` . .�
<br /> not operate to release We liability of the origuial Eorrower or Boaower's s�ccessors in interest. Lender shall not Ue required ta �,. � �. ;,•.z�-
<br /> . � ' commence proceedings against az►Y s+iccessor in interest or refuse w extend time for payment or otherwise maclify amortization _ , •.. ', .
<br /> ' � of the sums secured b5+ this S�ry ���t by reasoa of any demand made by the original Borrower or Borroarer's : ;���.
<br /> . ��ssors in int¢rest.Any forbeazance by L.ender in exercis9ng any right or remsdy shall not be a waiver of or p�eclude the .'.:�:
<br /> eaerclse af any right or remedy. ers. The covenants and agreements of chis .. -
<br /> .-- . -. -.- lZ. Sucxessots and Asslgns Bound,Joint and Several IdabilitY; Ca�sigu .. -:--
<br /> � � Security Insuument shall bind and benefit the successo�s and assigas of Lender and Borrower. subject to the provisions of . ,�•'.__�;
<br /> r...r ,.� aragraph 1T. Borrower's covenants and agreements shaU be joint and several. Any Bortower who co-signs t1�s Securiry . ::,�
<br /> P e t and ooav that �•-;�
<br /> � '. ,; Instn�ment but daes not execute the Note: (a) is co-signing this Securiry Insuument only to mortgag . gran eY , . ,;..f
<br /> � . Borrower's interest in the Properry uader che te:ms of Wis Security Instrument;(b)is not petsonalIy obligated to pay the sums .z
<br /> ' ' secured by tbis Security lnstrument;and(c)agees that Lender and any other Borcower may agrree to extend,modify.forbear or . -
<br /> �:,':. . � make any accomtnodattons with regard to the terms of this Security lnstrument or[he IVote without that Borrower's consent. � �� -
<br /> ;:..., , . . • .
<br /> " : 13.Loan Cbarges•1f the loan secured by this Security Instrument is subject to a law which seta maaimum luan c1�ar8es• �..
<br /> and that law is finally inteipreted so that the iaterest or other loan chazges collected or to be wlleaed in conaection with the
<br /> ' • loan eaceed the permitted limits,then: (a)az►y such loan charge shall be reduced by the amount necessary to reduce the charge . ._ -
<br /> . `� to the permitted limit;and(b)anY sams alreadY collecced from Bormwer which eaceeded permitted limita will be refunded to =. _- —
<br /> .. Borrower. Lender may choose to make �his refund by reducing the principal owed under the Note or by making a direct
<br /> . � i payment to Borcower. If a refund reduces principal. the rednction will be treated as a partial prepayment without any
<br /> ::, ' � , prepayment charge under the Note. , . ' ,
<br /> � ' ± 14.Nottces.Any notice to Borrower provided for in this Securiry Instrument shall be glven by delivedng it or by mailing
<br /> � ' it by first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Address . •
<br /> �� , . or any other address Bonower designates by notice to Lender. My notice to l.ender shall be given by first class mail to .
<br /> � Lender's address stated herein or any ot0er address Lender designates by notice to Borrower. Any notice provIded for in this
<br /> �' • � gecuriry Instmment shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. . .
<br /> � 1S.Governfng Law; Severability. This Security Instrument shall be govemed by federal law and the law of the � . �
<br /> • � � jurisdiction in which the Property is located. ln the event that any provision or clause of this Securlty lnstrument or the Note .
<br /> ' . conflicts with applicable law,such conflict shall not affect other provisions of this Security lnstrument or the Note which can be
<br /> •• ' • . given effect without the conflicting provision.To this end the provisions of ths Security Instrument and the Note aze declared
<br /> . �� to be severable. � '
<br /> ' 16.Borrower's Copy.Bonower shall be given one conformed copy of the Note and oi this Security lnstrument.
<br /> , form 3028 91 0 � :
<br /> . ' . �a 6VINE1�sa�si.o� PaQo 4 016 �NUa�. • ,
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