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<br /> . � . TOdE1T�EI3 W1TH �Il the improvements now or tisreaft�r erected on t6e psopettY. and all �asements. � ...
<br /> . . , aPP�rtenaaces.and f�tures naw or hereafter a part of the pro�etty. All rep2acements aad additions shatl atgo be � < .. .
<br /> • oovered�y[HLs Securiry Iastcament All of the Wregoing�referred w in tLis Se�auiry Inswment as the'Property.' .�..,�; ��:
<br /> SORROWIIt COVENAN'15 that Bomawer is lawfWiy selsed of the estat,e hereby wm�cyed and has the rig�t to _ , .
<br /> " -_, grant aad wnvey the Propeny and tbat the Properry is wteawmbereA,escePt for enc�mbrances of remrd. 8onawer , ','. • .''. <
<br /> at
<br /> s �<-- - warraatsaudtiviudefeadgea�ratty the ttde to tlisePropenyag,ainscallc�aimsana demanos.snbjectto a�rencumbsauoes , . .
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<br /> • `` � Of[CGDIQ - `
<br /> TEIIS SECURiTY INSTRUMENT oombines uniform oovenants for nadanal use and aon-na�orm wveaants wt[h ,:.'.; ,
<br /> - - � : � limited variations by jurLsdIctioa to oonsutute a nnifarm secaritq insuament coverIag real pa+operiy ,` • ::•�''
<br /> . '. UNffORM OOVENANIS. Botrawer and Lendcr cavenant and agree as fnUaws: _
<br /> : , ,_
<br /> � � ` � ,�; L gaym�tofPdncigaland����� Borrflwersball promptip PaYwhen dne the r_� ,`_
<br /> � . � � •.4 principat of and interest oa the debi evIdenced bY the Note and amy pregayment aad late cHarges due nnder the Not� _
<br /> ° . . 2. Pymds 5or Z�es and� Snbject w appllcable law or to a wduen aaiver bp Lende�Borrawer svaU � �T
<br />.• �. � - pay to Leuder on We day monthty peyments are dne under tiie Note.nntII t13s Note is paid in fall,a sam(°Fnnds� ;" �-.___,.
<br /> ` un e - „-�, �-
<br /> � •- * far. (a)yEarty tases aad assessments which may attain griorit9 avet th�s Serurlty Insaument as a lten on the Yroperty; ._:
<br /> leasehoW ats or nn� rents on the Property,ff anY: (�)Y�Y �d or property Iasurance �` i—�=
<br /> . � � :. �� N) 9�Y P� �° � e Insnranae remiums,if anp;aad(f3�Y . . �
<br /> . . prem�nms;(d)yearly IIaod insurauce preminms,if anY+(e)Ye��ns of S,ia liea of t�e payment of , • _
<br />.4� , , � yvms payable bp Barmwer to Lende�In acaordance wIth the p P��P '
<br /> . ,� ns mortga$e insuiance premiw�s- 'Ihese items are called'Fscaow Items.° Leader may,ai a�►y t i�e►co11e�aad hotd , _
<br /> e toan may require ., :,.�
<br /> � . ._ .�,.;: Funds in an amount not to e�cecd the m�imnm auwnnt a lender for a fedetally related morcgag ._. ' �..;�,�_-
<br /> for Boirawer's escraw account nnder t6e federal R�1 Fstate Setttement Ptao�nt�s Act of 1974 as an�ended from time =- �;.�
<br /> "- . � p ,nnless another]aw that appIIes w tiie Fands sets a lesser amonnt If - .. �"�`�:-
<br />•,�'� . ` w tim�12 U.S.G.§2601 et seq.(`RFSP ' .. . ..•.f��..
<br /> � so.Lender may.at a�+time,aollect and hold F'�nds in an amount nni W egaeed the lesser amonat Lender msy .°•�.,._.---
<br /> _,.y_'_
<br /> � esttmate the amount of F�nds dae on the basis of wment data aad reasonab2e estlmates of espenditares of futiue . : .*.-z -.. .`�-
<br /> :�� .�:�.-;_.,_._
<br /> _ .... ' _ Fscraw Items or oWetwtse in accordanoe wlth appllcable laar. .:-�__:' � 4:�-=•.
<br /> . ' The Funds shall be held in an instimtion wIIose depasIts are�asured by�federal agency,insu umentality.or entity . ��-�-;!_
<br /> .:�'
<br /> (iacluding Leader.if I.ender ls such an iostitution)or in any Federal Home Loan Baak. LeIIder s�tall aPPIq the F�nds � �_.�i
<br /> - �" � to PaY t he E scrow I t ems. L e a d e r m a p n e t c h a r g e Borrower for ho t d i n g and a PPlying the Fniads,annuall�►anatyiinS ,.. �:,���,+-=±�;
<br /> • �. the esccow account,or v�rlfying the F.�ca+aw Items,nnless L�ertder pays Boaow�er interest an the Faads and applic�ble �:`.��'�°
<br /> . � � '�`� I.Qader may reqnire Borrower to pay a oa�ttme cfiarge for aa j_._`"�.`
<br /> • Iaw permits Lender to make snch a c�sarge. Hawever, .
<br /> � : . ' iadependeat real estate tag reporting servIce nsed bq Lender in aonnection wIffi tYds loan.unl�s applicabte taw �� ���•:
<br /> �r' v:-
<br /> . provides otheiwlse. Untess aa agreemeat is atade or appllrable law requices interest to be paid.Lendes shall not be . ,'4;� r_,�;;-
<br />_- " . '. reguired to pay Bosrower anq interest or carnin&s on the Fands. Borrawer aad Leader maq agree in writing,h4vrever, �� f;�,.,
<br /> � • Wat interest shall be paid on the Funds. Lender shall g(ve w Borrawer,wIt$aut clrarge,an anaual acconnting of the _=,�-
<br /> . - - -. Funds.showing aedits and debirs to We Fands and the pnrpose for whir�each debit co che FumQs aras made. The -. .. ::r
<br /> � ' Fnnds are pledged as addittonal secauIty for all sums secured by tLis SecvrIty Insttumeat .•. �- �,��_-,
<br /> ,� ; . o-,�.
<br /> � 1f the Fnnds he14 by I.ender exceed the amounts peimitted w be held iry applicable law,Lertder shall aacount to .:: .: � -ry�,_.
<br /> � ' .,. , � Borrower for the�a�cs Faads in aocordauce with the reqnirements of applicable law If the atnount of the Fnnds held :.;��:N.:_`
<br /> . �_
<br />� � • � by Lender at any time is not su�cIe�t w pay the Fscrow Items when due,Lender may so notify Borrower in writing, �
<br /> , and,in snch case Bonawer shall pay w Lender the amonnt necessary to make ap the defiaeycy. Bonawer shall make ..ri�
<br /> � -� � , ; � np the defictency in no more Wan twelve montLly payments,at Lender's sol+s disczetlon. �' .' ��.:
<br /> � �� Upon payment in fWl of all so�ns se.cared by thls Seauit9 Instra�ent,Lender shall prompUy refar.d to Bonawet � : �• �.�__
<br /> � . :.` any Fuads tteid Dy Lender. If.undcr PataStaPh 21,Lender shall aoquire os sell We Property.I,ender,prlor to the ;:�_
<br /> .I :. -_-�=_ acqaisitioa or sale of the Property,s2�all aPPly a�►Fonds held by Lender at the time of aaquisitian or sale as a cteAit . :.' .t ',
<br /> � against the sumg secured by this Sewrlry Insuumen� ,
<br /> 3 A�rpliration of Paym�ta Ualess appltcabee law P char d onde tbe N t�seconcl,to amonnts payrable ' � • -
<br /> `, �." :, p a r a g�a p L s]and 2 aha116e a p plied: Htst,to anN P p Y�t 8 t . _ .
<br /> .',� � � .� � uaQer paragraph Z;thirQ to interest due;fo+utl�,w prindpal du�and lesb to any l ate c b a rges d u e u n d e r t h e N o t�
<br />. . • d. G�arges idens. Borrower sball pay a11 ta�es.assessmeats.cLarges,Hnes and impositions atuIbutable to the
<br /> . Property wLfch may attain priorlty over this 5ecurlry lnstrament,aad leasehold pa}r�ents or ground rents,1f any .
<br /> . Borrower shall pay these abllgattons in ihe marmer provided ia paragraph 2,or if not paid ia that manner,Bonower . .
<br /> . : � �M.Single Familyr.PrID4NFHIMC UNII�D2W II1S7RUL�@1P F�3�4A0 .
<br /> . � po�au sy�ms�(eoo)eeausz Page 2 of A
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