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<br />_:: • - '�OGETi�R WPl1�I all the unprovenaents now ar h�erei�ted ou ttte propaty,aad����e�app�tenanoes.and , `
<br /> ," . � fAuaes naw or hereafter a part of the pmpaty.All rep2acaneats and addirions shari atso be covered by th�s Security Instrnmeat. r�.w.<`. .
<br /> � •. , �.�; � All of the farego'sng is referred w in this Se�urity tnstrumneat as the"Progeny." :�_-.. .. ,. .
<br /> . � BORROWER COVENANTS tbat Boaruwer is tawf�Uy seised of the estate heteby wnveyed and ha�the right to giant and , r , �°�
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<br /> � . ' '"�'� convey the Property and t6at the Rogaty is nnencumbeied,eacept for ea�aunbaances of racord. Bomnwer waaants and w�71 � " � `
<br /> -- def�ttl geuexally the titte to the Yr�perty aga�stall ciaims�d demands.snb�ect tn�y eacum6rances of record. � .�_ - :�.__
<br />_ "" �� � ' TE�IIS SECURITY INSTRUMEN'T combmes uniforw covenants for naIIOaal�se and uon-unifom►cove�ants wuh limited � _;. � . °'�:`
<br /> �
<br /> : • � , variauoas by j�isdictinn w consti�te a onifom►se�auity ins�ament covuiug real property. ��
<br /> ' ' UMFORM COVENAI�TTS.Boimwez and Lendct coveaant and agtee as folIow� .
<br /> - '�`-4 1.hy�ent of PreAdpal aad�se�Psepaymeeatt aad Late Charges. Boaower sl�a}1 PmmptiY DaY when due tfle �
<br /> ;;�;,_ . . y P�capal of and iaterest on die debt evidenced by the Nore aad anY FzeQayment�d Tate c�ges dne ander the Note. �. . . � �_-
<br /> ,'�: 2.E�ands Por Taacs and Insmsnce. Snbject to agplicable Iaw or m a writt�a+aiver by Leaded,Boaower sLaIl pay to . . 4_-
<br />�<:� ` Leadet on the day monWty paymenis are due ander the Note,tmtl the Note is paid'm fuQ a sam("Funds")for.(a)yearly taxes � - ' �°'� �
<br /> i . �o'"<.;i:' �>:'s.,- _-
<br /> .' and asses�e�ts which may aua�priority over this Sec�uity Instrume�t as a tien oa the Pr�operty;N�Y�Y Ieasehaid payment� . � ,,,�•'
<br /> _ . , or gmund zents an th$RoP�Y.��Y+(�)Y�Y�or pmp�ty iasmrance�(d)Yearly flood ins�ance p�tniams,if , . .``4
<br /> ��; .�-,-_:
<br />-�i:: . • �y,�e)Y�tY�Se�memn,_�mc,if any;and(�anY snms PaYab2e by Barmwer m Laade�,in accordanre wilh the ° _
<br /> �' pmvis'sans of paragaph 8,m lieu of the paymeat of mortgage insurance pruniam.�. 11�e ii�ns are qlled"F.scrow Iu�ms." �
<br /> � L�de�r�ay,at any tisme.oollect and hold F�mds in aa amount aot m eaceed the maximum arnount a teader for a fedecaUy related --
<br /> e.
<br /> .s' i� �� �� ' ra o r t g a g e I o�m a y r e q a u e f a r B o n o w�'s e s a o w a c c o u n t a a d e a t h e f e d e i a l R e a t F s t a t a S e t t i e m e�t R a e e d u r e s A c e o f 1 3 7 4 a s ,
<br />�`>.` .' .�,, ,:..�:, ame�ded fram�6me to time,i2 U.S.C.Section 2601 et seq. ("RESPA'�,untess anot��taw Wat applics w the F�ds sers a lessea .� _ _
<br /> - � amflunt If so,Lender may,at any ttme,coltecx aad hold F�mds ia an amwat not to exce.ed the les�r amomiL Lender may -
<br />'��� � esamare the amount of Fuads due ou the ba�s of current dare�d reaconabte estimates of expendiwres of fiiture Fsaow Iuexns ar :_. `��:_
<br /> ` •. otheawise in accordaace arith applicable law. `��'�:.
<br /> 't. . . 'Ihe Funds shalY 6e held�an in.sritation whose deposus are msumd by a fe��al agency,insuameatality►,or entiry('mclnd�g ,�..,`"�°,
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<br /> . � .,. I.ender,if I.eude,r is sucb an msiiwdnn)or in any Frdeial Home I.oaa Baok.Leades sball apply the Fands Lu pay the E=saow .. . =�:^��=:
<br /> , > _•:.�,�.�
<br /> . . . .�, . ItEms.Lea�der may not ct�arge Bosmwer far ho3dmg and applying the Fnnds,annually analyzing the esa�ow aocoaat,or verifyin8 . . a --
<br />'`` ' . the Fssxow Iteans,unless Lender pays Baaawea u►te�est on the Funds and applicable Iaw peimits Lender to make snch a c,Large. .. ', �,__-
<br /> �:�` � . However,Leadea may requue Barmw�to pay a on�time charge for an independent nal esmte tax reportiag setvice Qsed by . —
<br /> Le.nder ia conaeaios with this Ioan,antess applicable law providea othe�a+ise.UWess an agceeament is made ar applic�ab2e ta�v ' __—
<br /> �. � . � requires inteaest w be paid,Lercder shall not be mqused to pay Hoaowea any interest or eamings on the Ftmds.Bormwer aad J; ��y
<br /> •�°; � Le�der may agree in writin8,howeved.thai inte�est shall be paid on 15e Fuadc.Leuder shatl give w Boirowea.wiWout charge.an -�;;�.:--
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<br /> ' . . .. , . annual accountiag o�the Funds,showmg credits and debits w the F�mds and the piupose for whicb each debit to the F�mdv was �., �.-
<br /> . . � made.'Rie Fandg aie pledged as additioaal secirrity for all sums s�aued by this Serauity Insuumeni � :`��`
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<br /> �s; ; -,...... . �._:-.�: ;� If the Funds held by I.ead�exceed the aruounts peamiued to be held by applicabie law,Le�der shall account to Banawer far .: �` "`,-
<br /> � . .. the e�ccess Fands in accordauce with the req�rements of aFplicabIs 1aw.If the amount of the Funds heW by I.endea at any time is �
<br /> , . . ' , . aot snfficient to pay the Fscrow Items when dne,Lendea may so notify Hoirower in ivrittng,and,in such case Bosrowes sLall pay . �Q.�=
<br /> to l.a�der the amount necessary to make up the deficiency. Borrower sUall make up the de8cieacy in no more rhan tweIve , : ;�.
<br /> montNY I�3+ments.at Lender's soie discm,tion. '=-
<br /> ' .f . � � .
<br /> " � . L1pon paymeat ui fiill of all sums s�ared by this Security InstrumenL Lender shaII pmmpSy refund to�oaower any Fands . —
<br /> ��:,-` . ' hetd by L,euda If,under paragraph 21,Lecider shall acquue or sell the Property,Lende�,prior w the acquisidon ar sate of the ,, .. __
<br /> �::., PtaPertY,shall apply aay Fnnds held by Lend�at the�ne of acquisidon or sate as a credit�ga�st the s�uns sec�ed by this . --
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<br /> • � ,. � Secnrity InsWmen� �
<br /> , , 3.AppIIcadon of Fayments. Uniess appbicable law providcs otheiwise,all payments received by Lenda undea paragraphs . °
<br /> ' . " . 1 and 2 shaD be appHed:fasb w anY PrepaYmeat charges dae unda the Note:second.w amounts payable under paragrapb 2; - , .: .
<br /> . � , �' thQd,tn interest dae�fourth,w princtpal due;and last,w any late charges due under the Note. '" . ..,.
<br /> ':,. � 4.Chargest Ltena Bonowea shall pay aII taaes,assessments,charges.fines and impositions aUribntable to We propeaty ..
<br /> _ . .::� whieh may auain prloaty over this Seeurity Instrament,and Ieaseho2d paymeats or gcound rents,if any.Borcower shall pay these . :� ,,.�
<br /> '� • , obligadons in the manner pmvided in paragirapb 2.or if noi paid in tfiat marmer,Borrower s1�all pay them on time daecily w the � '
<br /> _ � : � pe�son owed payment Borrowea shall promptly fumish w Lender ail notices of amoums tn be paid uader this patagra�h.If � :
<br /> f,. : Bonower makes these payments d�ecdy,Bom�wea shall promptty famish tn I.ender receipts evidencing the payments. ,
<br /> � �� � Borrowed sha11 promptly discharge any tien which ha9 priority over this Security Inswment unless Sorrower.(a)agrees� ' , '
<br /> . . writing to the payment of the obligation secured by the lien in a manner acceptable to I.ender;(b)coniests in goad faith We lien � ". .
<br /> -• °.:� , � by, or defends agalnst enforcement of the lien in, Isgal praceedings which in the Lender's opinion operate to prevent the �.
<br /> ' � enforcement of the lien;or(c)secures from the holder of the llen an agreement satisfactary to Lender subordinatmg the lien w � _
<br /> . ' this Security Instrument If Lender detennines that any part of the PropeRy is snbject w a fien which may attain priarity over this . � • � .
<br /> ` � . Security Instrument,Lender may glve Burrower a norice identifying the tien.Borrower shaU satisfy the lien ar take one os more , �
<br /> . ' ' � '. of the actions set forth above within 10 days of the giving of noflce. . �
<br /> Form 8028 9►90 . �
<br /> �• . � �-88(NE7102t21.ot Papezate Inlaals� . ..
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