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<br /> � � �` 'POGEfHER WITH ail the improve�ts now or 6eresfter eiected on the propat��d��semsnts,agppu�+aace�s.and , .
<br />. . • fixuues now or h�i a part of the propccty.A11 z e p l a c e�neuts an d a d d i t i ons s h a l l a L z o b e c o v u e d b y t h i s S e c a�i t�r l n s t c u m e a t � . ,_ �.�� ':
<br /> All of the f�egoiag ig refeired w in this Sec�iry Insuament as tLe"Ptupeny." � �'.a �
<br /> , , . BORROWER COVENANTS that Bamawer is lawfully seised of the est�hemby oonveyed�nd has the rig6t to grant and _ ���,. <. . .
<br /> � ` - ' '� convey tdie Pcopeaty and that the Pmyerty is unenaunbeced,excePt for eaaunbrances of recoid.Bosower asffrancs and w�71 •, ' . � . . :�� ..
<br /> -:>.,"� �efend g�ecatty the 6de w the Propeity against all clauns and demands.subject to any eucutnbraaas of reoord. -,..�,. ',;. - =- •}.
<br /> . .- = TfIIS S1EC[JR1TY IIVSTRUNIENT oombines uniform ooveiraats far national nsc and uon-unifosm covenants with limited - - .
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<br /> � variasions by ruisdicaon m consamte a aoifo:m secutity instimn�t cavermg real P�P�Y• . �
<br /> .. UNII�RM COVEtvANTS.Barawer and i�der coveaant and agree as follow� ; ;, . .
<br />. ' �, L PaymeOt o!FrindQal end in4eres�PrepaYment and Late Charges. B�irower shaU promptly pay whea� due the y; (¢: :.; y. ' ,'� . ..:
<br /> • , principal of aad inseaest on the debt evideaced by the Nate and any pre�aymeut and late cLarges dae�md�r the Note. �. -
<br /> .. �,. :...,
<br /> . Z FbnAs for Taaes sud Insaranc� Su6ject w�ca1+1e law or to a writtea waiver by Lcndea,Borrower s6aU paY to . . . :��;�.
<br /> ` Lender on the da3+montbIy payme�►ts are dne auder the Nopc.anW the Note is paid ia f�il,a sum("Fmtds'�for.(a)Y�Y�� `;,;:}:.�..'.� �;-
<br /> � ` ' °. , aad assessme,nts wluc6 may atta�pricrity aver this Security Insuumeat as a lie,n aa the Propesty:(b)Ye�IY�asehOld PaYmeats - ` . ..
<br /> � IIood'ms�rance p�eaniums,if '��
<br /> � : ,? or ground rea�ts on the property,if any;(c)YearIy hazard or pcopertY insa�ance Prem�u�s:(�Y�Y ran iea _
<br /> � • anY;(e�Y�Y��Se ins�uance prerniums,if any,and(�anY s�ms PaYab2e bY Boaow�W I.euder,m accocdance witb the --_
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<br /> _ � ' piovisions of pa�agraph S,u►liw of the paymeat of mortgage a�ce premiums. 7liese items are calted"Esc�ow Items." . .�-
<br /> , . Leuder may�at any t�e,ooIIect and hold Fimds in an amouut nat to exceed the ma�rimum amount a lendea for a federally neelated _ _----
<br /> � - martgage loan may require for Borrower's esaow accouat ander the fed�al Real Fstate Settlement Pmcedu:cs Act of 1974 as _____
<br /> �neaded 5rom wne w time,l2 US C.Sectinn 2601 et seq. ("RESpA"),untess anothed taw tbai applies to the Funds sets a te.s�r :y;;�:`�
<br /> _ <.., amount If so,Lender maq,at any time,collect�d hold Fimds m an amount not to exceed the tesser amount Leuder may :''�:'�;.." -���---. .
<br /> � � • estimatc the amount of F�ds dae on the basis of c�nrreni dau and�easonable�of expeadiaues of faptte Fsaow Items os - � �'
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<br /> ' • othawise in accordance witb appticable law. ' • _��:�
<br /> - , 'Ihe Funds sLaII be he�d in an ins�tution whose deposits are iusitted by a fede�al ageacy,ins�umecualitY,or enrity(iaciuding , . �
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<br /> � Ix.nder, ii Lendea is such an instinmon)or in any Fedeaal Home Loan Baak.I.ender shall�ply the Funds to pay the Fsscow ,. .A�::.��:
<br /> . ` .. ��:� Items.I�ender may not chazge Bonower for hold�g and applying the Funds.annually anatyzmg the escs�ow a000unb or vere�ying . : - �..s:_�.
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<br /> 1 the Fscmw ItEms,unless I.ender pays Borrower int�est on the Funds aad applicable Iaw gea�nits Lendea to make snch a charge. . ,��,:.
<br /> . . Howevea.Lender may requiae Bonnnwea tu pay a one�dme charge for an indepe,adent real sstate tax repocting seNice used by =' �,�;;.::-
<br /> Leand� in wnnection with this taan,untess applicab2e taw prnvides othcawise.Unless an ag�ee�neait is a�ade or applicable 1aw , , . =i�_
<br /> . �, requires iaterest to be paid,I,end�shaU not be req�ed tu pay Barrower any inteae.ct ar ramings on the Fundg.Bormwer aud . . '° -
<br /> i,ender may agree in writing,however,that inmaest shaU be paid on the Funds.Lender shall give to Bomowe.r,without charge.an `�:_:
<br /> , � � . . annual accounti�ng of the Funds,showing credits and debits to the Fuads and the purpose foz which eaCh debit w the Funds wag '�-!��:_
<br /> ;<< . _� �'-. made.The Funds are pledged as adQitional seauity for atl sums sec�ued hy this Security Ins�uu.mca�t �:,:.?..�r
<br /> � � • If the Funds held by Lender excecd the amn�mtv p�mitt�d co be he2d by applicable law,Lender sball account w Borrower for . _—
<br /> -- "`� .=' the eacess Funds in axordance witb the requirements of applisable 1aw.If the amount of the Funds hetd by Leuder at any time is . . .�'__..
<br /> : ' aot suffici�t tn pay the Fscrow Items when dtte,I�endea may so notify Borrower iu ariting,and,in such case Borrowa shall pay : � :'��^?_.
<br /> � co Lender the amount necessacy to make up the deficiency. Borrowa shall make up the deficiency in no more ihan twelve . �.. M.,��
<br /> ,� . ' ��Y PaYments,atLender's so2e discreaon. . . • .:o�-:,J�
<br /> . � , Upon payment in fuU of all sums sec��red by this Security Instru,ment,Leaider shall promptly refund w Borrower any Funds :�`�
<br /> � � � � hetd by Lender.If,under patag�apb 21,Lender shall acquue or sell the Property,Lendea,prior to the acquisition or sale of the .. ",:�
<br /> , � � � , property,shall apply any F�mds hetd by I.ender at the time of acquisIaon or sate as a credit against the sums secured by this „��•
<br /> Secc�ity InswmenL ' . _
<br /> 3.Appliratioa of Paymwts. Unless a�plicab2e laar pmvides otherwise,all payments received by Lender undea parag�apbs , _ .
<br /> ° � . 1 and 2 shall be applied fusi.to aisY prePayma�t ch�ges due under ths Nnt�:second,to amounis payabte undc�paragraph 2; --._-.�- .-..
<br /> • • third,to i�tearest due:fonrth,to principal due;and last,w any late charge,g due ander the Note. .
<br /> � " 4.C6argeaf Liens. Bonower shaU pay aU taxes,assessments.charges.fines and impositions attnbutable w the Property � � • ,.
<br /> , wtuch may attaui priority over this Sec�uity Instrument,and IeasehoId paymenis or ground rents,if any.Borrower shall pay these • . .
<br /> a
<br /> ���` ' obligations in the manrter provided in paragcapb 2,or ff not paid in that manner.Borrowea shaU pay them on time directly to the ' .
<br /> ' Qerson owed paymenG Bosower shall Drompsty fumish to Lendcr all nodces af amom�ts w be paid under this pazagraDh. If
<br /> ... � Boaower makes these payments directly,Horroa+cr shall pramptly fumish to Lender receipts evidencing the payments.
<br /> • Barrower shall promptlyr discharge any lien which t�as priority over this Sec�aity Insuument unless Boaowea: (a)agnees in . '
<br /> I`.�� �vri�ng to the payment of the obligation secured by the lien�n a manner acceptable m Lendea:(b)contests�gaod faith tho lien � ''
<br /> � ° by. or defends against enforcement of th$ lien in, legal proceedings whiCh in ihe La►der's apmian operate to prevem ihe : ,
<br /> � j enforcement ot the llen:or(c)secures from the holder of the lien an a$reement satisfactory to Lend�subordina�ng the lien to _, '
<br /> � . • , .i this Security Insvua►ent If Leatder determines that any part of the Property ls subject to a lien which may attain ptiority ovcr this •
<br /> _ . , � � Security lnstrument,Lender may give Borrnwer a notice ideniifying the lien.Bormwer shall satisfy the lien or take one or more • . .
<br /> of the actions sat forth above within 10 days of the giving of nodce.
<br /> • Form 9028 9/90
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