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<br /> ` , , ;` TOGETt�lt WiTH aD the impmvements now or haeaftet ercxted on the pmpeny.and al!easements.aPPurt�ances.and �.�� .. .
<br /> � . Cuaues now or heceafter a pa�t of the pmperty�.A11 replacements m�d addirions shall also be covered by this Sec�uity Inswment , . � .
<br /> - .. �.� All ot ihe fasegoing is tefened m i�this Socurity Inswment as the"Prop�ty.° ., •'�`
<br /> . - . . BORROWER COVENAAiTS thai Horrowec ia lawfulIy sei�ed of ihe e�staie dereby canveyed and has�hc right tn grant aad ° � , .
<br /> , con�y the Propaty and that the Frope�ty is anencumbercd.except for cncuntbiauces of record. Hotmwer wartants and will • . _
<br /> _ , _ ��, defend geae�alZY the titie m the Propeny againsc aU claims aad demaads,sv0jest w any encumbiances of record. , - =
<br /> TEIIS SFCURITY INS'I�tUN1ENT combines unifom�coveaants for national use�d nou-unifonn coveaants with �imited ,
<br /> � vaziations by jiuisdictinn to consl�te a unifosm seciuity instrumeat cov�ing real progeriy. ti: � :�
<br /> :� . UNIFORM CUVENANTS.Bouower aad Leader cuvenant and agrce as follows • ``, �
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<br /> i.Peymeat of Priacipal aad Iaterest:PrePe3+ment ead Late Chargps. Barmwer shall prompfly pay �vhea due the -
<br /> `' � � � principal of and interest an the debt evid�ced by the Nate aad any prepayment and late chazges dae nndea the Note. •
<br /> .� , . Z.F�mds for Tases and Insaraace. Subjact tn applicabte law or to a wtiuen waiver by Leader,Bwmwer sdall pay ro _'.:�'
<br /> - . I.eada on the day moat6tY Pa3►meats are due auder the Note.imti7 the Note is m fiil1,a sam("Fnnds�for.(a)yr�ar ly taxes .
<br /> � VY ' �•.
<br /> ;�: , and assessu�enu which way attam priority ov�this Secxuin► Instinrment as a lien on the Propeaty;(b)Year1Y leasehold paymeuts
<br /> ;r: os ground rents on the Prapaty,if any:(c)yearly�ard or pmapeny insurance premimn�<�yea�+IIood�n�p premiums,if . . ,,'_
<br /> � �� . anY:(e)Ye�tY mor�age insarance�n;,�mc,if any;aad(�anY s�ms PaYable bY Borrower w L e n d e,r,in a c c o r d a u c e w i t h t h e
<br /> ; ' pmvisions of paragiaph 8,in lieu of the payment of mortgage insnrance preu►inms.T'bese�ems are called "Essxow Items." . . . _
<br /> ' ` Lemder may,at any trme,collect and hold Faads ia an amount not w eaceed the maximum amoant a tendea for a federalty rclarEd
<br />_;. . ,
<br /> - ' • • mortgage Loan may require for Boirow�'s escrow ac�otmt under the federal Rea1 Estate Settlement Ptoceditres Act of 1974 as _
<br /> ��. � amended 6vm dme w time,12 US C.Secdon 2601 et seq. ("RESPA'7.unless anothea law thai applies w the Famds sets a iess� � —
<br /> - amo�mt If s0.L.wder may,ai anY tia►e,coltect and hold Funds in aa amount noi to excead the tesser amoimL Lwder r�ay - „ �.�
<br /> �;n� � estuaate the amount of Funds due on the basis of current data and reasonable eslsmates of expendipues of fudue Fscmw Items or •� ��
<br /> � , . .,� otheca+ise ia accardanc�with applicable law. ��
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<br /> � � The Ftmds shaU be held in an iastitution whose deposits atc�sured by a federal agency,insuume�tatity,or entity(including : r`"";>;��:
<br /> • • Lender,if I.euder is snch an iastiUriion)or in any Fedeaal Home Loan Bank.Lender shaU apply the Funds to pay the Escmw i�;c.�i,�
<br /> � Items.I.ender may not charge Boirower for holdiag and applying the Fuads,mmaally analy�ng the escxnw account,or verifYin$ , . -� ''j`:�r:
<br /> the Fsarow Ite�v,unless Leadea pays Borrowes int�est on the Funds and applicab2e law pe�mits Lsndea to make svch a charge. . .,_.�
<br /> However,l.ender may reqaae Bomnwa to pay a on�dme charge far an independent real estate tax repc�rting seavice aseci by . _ -_--...
<br />,_�'�� Leader in conaecdon with this toan,tmles4 aPPlicable iaw psovides oth�wise.iJnless an agreement is made or applicabte Isw ' ;�,---.
<br /> ., : ` requ�inteaest m 6e paid.Lender sbail not be reqaired to pay Bomnwea any ino�rest os earnings on the Funds.Bacmwer and � �; '• � ::i=.'=`
<br /> �:;' ;�,� Leuder may agree in writing,however.that interest shall be paid on the Funds.Lender shall give to Borrower.a+ithout cdarge,an ' <_'. �' .�
<br /> ' ; annual accoanting of the Fands,showing credits and debitS w the Funds aad the purpose for wluch each debit tn the Funds was �.,.;,,�!.
<br />- . . made.'Ihe Funds are pledged as additioaal secauit�+fos aIl sums secured by this Seauiry Insuamen� . :; ;'';'.:':�.
<br /> a � If the Funds held by Lender exceed the amaunts permitted to be deld by applicable law,Lender shall ar,count to Bouowea for �_.:
<br /> the excess Fuuds in accardancc with the requmments of applicab2e law.If We amount of the Ftmds hetd iry Lende�at any time is . .. '.'��-
<br /> .'•.` noi sufficient tn pay the Fscrow Items when due,Lknder may so noufy Borrower�writing,and,in such case Bonower sball pay �� � , �"'.=t:
<br /> . ' � to I.ender the amount nect�ssazy to make up the deficiency. Borrower shall make up the deficiency in no morc than twelve � ' " l. �
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<br /> � . monthly payments.at Lender's sote discretion. �� , : �=
<br /> . . Upon payment in full of aU sums secured by this Seanrity Instrument,I.ender shall promptIy refund w Borrowea any Funds � •".
<br /> ,: � . , heId by Lendc�.If,undea paTagaph 21,L.ender sdall acquire or sell the Propeacy,Lender,prior w the acquisition or sale of the �_,'-�
<br /> • ' � Properiy,sha11 apply any Funds held by Lender at the time of acquisition or sale a4 a credit against the sums seaued by this . .. :• ; �
<br />_: 4 . . .. r: Security Insuumen� • , ::-
<br /> - � __ 3.Applicadon olPaymenta Ualess applicable law provides athervvise,all payments received b Leu�dcz pnder P�P� .
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<br /> . � --�-- ,� ��; l and 2 shall be applied:fust,w anY PrepaYment cLarges dne under the Not�second,w amounts�aya�ila wed�rparag�aph 2: ::�°-
<br /> third,to inurest due;faunh,to principal due;and tast,to any late charges due under the Note. �
<br /> . 4.Charges;Liens. Horrower sha11 pay a11 taxes.assessments,charges,fines and imposidons aun'bntable w the Ptopeny , .. .
<br /> which may avain priority ovcr this Sec�rity Tnstrument,and leasehold payments or ground rents.if any.Borrower shall pay these , . ,
<br /> obligations in the manner provided in paragraph 2.or if not paid�that manner,Borrower shall pay them on time direcdy tn the � .
<br /> �-�;; person owed paymen� Borrower shall prompity f�sh to Lender atl notices of amounts w be paid nndes this paragraph.if .� �
<br /> . � Borrower makes these payments dffedty.Bonower shall prompIIy fumish to Lender receipts evldencing the paymcnts. * .
<br /> � �= • � Botrower shall promptly discharge any lien which has priority ovea this Security Insuumeat uNess Bolmwer:(a)agrees in �,.
<br /> � writing to the payment of the obligarson secured by the lien in a manner acceptable w I.endea;(b)contests in good faitb the lien : �
<br /> • • by, or defends against enforcement of the lien In,legal proceed'mgs which in the Lender's opinion o�eraie w prevent the � � ,
<br /> . enfarcement of the llen;or(c)secnres from the hotder of the lien an agreement satisfactory w Lender subordinating the lien tn
<br /> this Security Instrumen�If Lendcr detcrmines that any pan of the Property is subject w a lien which may auain prioriry over this . .
<br /> � • � Security Instnunent,l-eader�nay give Borrowcr a nodw identifying the lien.Borrower shall sa6sfy thc lien or take one or more , : , '
<br /> ' .� � ; of�he actions set forth above within 10 days of the giving of nodce. • � �
<br /> � , . � , Form 9028 8190 •
<br /> �-8R(N�(82t21.Ot Papo 2 018 tnWata:
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