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201108699
<br />promissory notes, security deeds or agreements, financing statements, or other security
<br />instruments in such form as the lender may request and renew said notes and security
<br />instruments from time to time in whole or in part. To have free access at any time or
<br />times to any safe deposit box or vault to which I might have access.
<br />[ ](� Business o�rating transactions. To organize or continue and conduct
<br />any business which term includes, without lunitation, any farming, manufacturing,
<br />service, mining, retailing or other type of business operation) in any form, whether as a
<br />proprietorship, joint venture, partnership, corporation, trust or other legal entity; operate,
<br />buy, sell, expand, contract, terminate or liquidate any business; direct, control, supervise,
<br />manage or pa.rtticipate in the operation of any business and engage, compensate and
<br />discharge business managers, employees, agents, attorneys, accountants and consultants;
<br />and, in genera.l, exercise all powers with respect to business interests and operations
<br />which the principal could if present and under no disability.
<br />�� ](G) Insarance and annuity transactions. To exercise or perform any act,
<br />power, duty, right, or obligation, in regazd to any contract of life, accident, health,
<br />disability, liability, or other type of insurance or any combination of insurance; and to
<br />procure new or additional contracts of insurance for me and to designate the beneficiary
<br />of satne; provided, however, that my Agent cannot designate himself or herself as
<br />beneficiary of any such insurance contracts.
<br />[�](� Estate, trust, and other beneficiary transactions. To accept, receipt for,
<br />exercise, release, reject, renounce, assign, disclaim, demand, sue for, claim and recover
<br />any legacy, bequest, devise, gift or other property interest or payment due or payable to
<br />or for the principal; assert any interest in and exercise any power over any trust, estate or
<br />property subject to fiduciary control; establish a revocable trust solely for the benefit of
<br />the principal that terminates at the death of the principal and is then distributable to the
<br />legal representa.tive of the estate of the principal; and, in general, exercise all powers with
<br />respect to estates and trusts which the principal could exercise if present and under no
<br />disability; provided, however, that the Agent may not make or change a will and may not
<br />revoke or amend a trust revocable or amenda.ble by the principal or require the trustee of
<br />any trust for the benefit of the principal to pay income or principal to the Agent unless
<br />specific authority to that end is given.
<br />[�](n Claims and litigation. To commence, prosecute, discontinue, or defend all
<br />actions or other legal proceedings touching my property, real or personal, or any part
<br />thereof, or touching any matter in which I or my property, real or personal, may be in any
<br />way concemed. To defend, settle, adjust, make allowances, compound, submit to
<br />arbitration, a.nd compromise all accounts, reckonings, claims, and demands whatsoever
<br />that now are, or herea.fter shall be, pending between me and any person, firm,
<br />corporation, or other legal entity, in such manner and in all respects as my Agent shall
<br />deem proper.
<br />[�] (.n Personal and f�mily maintenance. To hire accountants, attorneys at law,
<br />consultants, clerks, physicians, nurses, agents, servants, workmen, and others and to
<br />remove them, and to appoint others in their place, and to pay and allow the persons so
<br />employed such salaries, wages, or other remunerations, as my Agent shall deem proper.
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