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<br />(n "Riders" means all Riders to this 5ecurity Instrument that are exe,cuted by Borrower. The following Riders aze
<br />to be executed by Bonower [check box as applicable]:
<br />� Adjustable Rate Rider
<br />� Balloon Rider
<br />� 1-4 Family Rider
<br />� Condominium Rider
<br />� Planned Unit Development Rider
<br />� Biweekly Payment Rider
<br />� Second Home Rider
<br />� Other(s) [specify]
<br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(I� "Community AssociaHon Dues, Fees, and Ass�ssments" means all dues, fees, assessments and other charges
<br />that aze imposed on Bonower or the Property by a condominium association, homeowners association or similaz
<br />organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instntment, which is initiatefl through an el�tronic terminal, telephonic instnunent, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(1Vn "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or procceds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any atnounts under Section 3 of this Security Instrument.
<br />(� "RESPA" means the Real Estate Settlement Procerlures Act (12 U.S.C. §2601 et seq.) and its implementing
<br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional.or
<br />successor legislation or regulation that governs the same subject matter. As used in this S�urity Instrument,
<br />"RESPA" refers to all requirements and restrictions that aze imposed in regard to a"federally related mortgage loan"
<br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />(R) "5ucc�sor in Interest of Borrower" means any party that has taken title to the Property, whether or not that
<br />party has assumed Borrower's obligations under the Note and/or this Se.curity Instrument.
<br />TRANSFER OF RIGHTS IN THE PROPERTY
<br />The beneficiary of this Security Instnunent is MERS (solely as nominee for Lender and Lender's successors and
<br />assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of
<br />the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Bonower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Bonower irrevocably grants
<br />and conveys to Trustee, in trust, with power of sa1e, the following described property located in the
<br />COUNTY of HALL .
<br />[Type of Recording Jurisdicdon]
<br />LOT TWENTY-TWO A(22A), IN BLOCK
<br />SUBDIVISION, IN THE CITY OF GR.AND
<br />A.P.N.: 400329786
<br />which currently has the address of
<br />GRAND ISLAND
<br />[City]
<br />[Name of Recording Jurisdiction]
<br />ONE (1), PONDEROSA LAKE ESTATES
<br />ISLAND, HALL COUNTY, NEBR.ASKA
<br />122 PONDEROSA DR
<br />[Sffeet]
<br />, Nebraska 6 8 8 0 3
<br />[Zip Code]
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 2 of 1 1
<br />("Property Address"):
<br />Dot�Ylag/c �
<br />www.docmagic.com
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