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20110868� such conflict shall not afFect other provisions of such Loan Instruments which can be given effect without the conflicting provision, and to this end the provisions of the Loan Instruments are d�lared to be severable. This instrument cannot be waived, changed, discharge� or terminated orally, but only by an instrument in writing signed by the party against whom enforcement of any waiver, change, discharge or teimination is soughk 15. Reconveyance by Truste� Upon written request of Beneficiary stating that all sums secured hereby have been paid and upon surrender of this Second Deed of Trust and any note to Trust� for cancellation and retention and upon payment by Trustor of Trustee's fees, Trustee sha11 reconvey to Trustor, or the person or persons legally entitled thereto, without wananty, any portion of the Trust Estate then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in any re�onveyance may be described as "the person or persons legally entitled thereto." 16. Notices. Whenever Beneficiary, Trustor or Trust� shall desire to give or serve any notice, demand, request or other communication with respect to this Second Deed of Trust, each such notice, demand, request or other communication shall be in writing and shall be effective only if the same is delivered by personal service or mailed by certified mail, postage prepaid, return receipt requested, addressed to the address set forth at the beginning of this Second Deed of Trust. Any pazty may at any time change its address for such norices by delivering or mailing to the other parties hereto, as aforesaid, a notice of such change. 17. Acceptance by Truste� Trustee accepts this Trust when this Second Deed of Trust, duly executed and acknowledged, is made a public record as provided by law. IN WITNESS WI�REOF, Trustor has executed this Second Deed of Trust as of the day and year first above written. �� TrustorBorrower Matthew T Besrd STATE OF NEBRASKA ) �, G�RAL NOTARY- State ot Nebra�ca COiJNTY OF Hau ) �� • �� 1�yComm. Exp. Dec.17, 2014 The foregoing instrument was acknowledged before me thisl0th�y of November , 2011 by �tthew T Beard My Commission Expires: STATE OF NEBRASKA COUNTY OF xau 12/17/2014 ) �NOTARY-S�te o( Neb� ) ss. lFMN J. REED ) MY Camn. Exp. Dec.17, 2014 � ` s� �� Notary Public ' J Reed �� rustorBo er Lacy J Beard 'fhe foregoing instrument was acknowledged before me this lOth day of November , 2011 by Lacy J Beard My Commission Expires: 12/17/2014 � �) � �--. � _ �� � Notary Public Irvin J Reed ` [Signature Page to HBA Deed of Trust] 3718.CV (8/11) 906228 5 NIFA HBA Loan/Form H (08/10) GOTO(OO1a570�