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201108679 matter. As used in this Security Inshument, RE5PA refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Bo�ower" means any pariy that has ta.ken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Insttument Transfer of Rights in the Property. Tlus Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (u) the performance of Borrower's covenants and agreements under this Security Insintment and the Note. For this purpose, Borrower irrevocably grantS and conveys to Trustee, in hust, with power of sale, the following described properiy located in the County [Type of Recording Jurisdiction] of Adams [Name of Recording Jurisdiction] LOT FOURTEEN (14), AMICK ACRES WEST SUBDIVISION, HALL COUNTY, NEBRASKA. Parcel ID Number: 400385295 which currently has the address of 403 Sunset DR [Street] Donipha.n [City], Nebraska 68832 [Zip Code] ("Property Address"}: TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions sha11 also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Properry and that the Property is unencumbered, except for encumbrances of record. Borrower warrants a.nd will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRiJMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security inshument covering real properly. Uniform Covenants. Bonower and Lender covena.nt and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges a.nd late charges due under the Note. Borrower sha11 also pay funds for Escrow Items pursuant to 5ection 3. Payments due under the Note and this Security Instrument shall be made in U.S. curtency. However, if any check or other insttvment received by Lender as payment under the Note or this Security Instntment is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient HCFO-00359 NEBRASKASingle FamilyFennie Mae/Freddfe Mac UNIFORM INSTRUMENT Form 30281/01 VMP� �� WoNers KluwerFinaarxial Services 201717094.0.0.0.4002J20110525Y Page 3 of 16 •1 8 11 6'