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201108707
<br /> (C) '7..ender"is U.S. Bank N.A.
<br /> Lender is a National Association
<br /> organized and existing under the laws of The United States Of America .
<br /> Lender's address is 4801 Frederica Street, Orrensboro, KY 42301
<br /> (D)'Trustee"is Mr. Tho�oas Locher
<br /> 2002 Douglas Street,200 The Omaha Club,Omaha,NE 68102
<br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br /> acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br /> under this Security Instrument. MERS is organize�and existing under the laws of Delaware, and has an
<br /> address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888)679-MERS.
<br /> (F� 'Note"means the promissory note signed by Borrower and dated 11/10/2011 .
<br /> The Note states that Borrower owes Lender Seventy-Seven Thousand Six Hundred and
<br /> 00/100ths Dollars
<br /> (U.S. $ 77,600.00 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in full not later than necember 01, 2026 .
<br /> (G) 'Troperty"means the property that is described below under the heading °Transfer of Rights in the
<br /> Property.
<br /> ��
<br /> (I� 'Z,oan"means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges
<br /> due under the Note, and a11 sums due under tlus Security Instrument, plus interest.
<br /> (n "Riders"means all Riders to this Security Instrument that are exe�ute�by Borrower. The following
<br /> Riders are to be executed by Borrower[check box as applicable]:
<br /> �Adjustable Rate Rider �Condominium Rider �Second Home Rider
<br /> 0 Balloon Rider �Planned Unit Development Rider � 1-4 Family Rider
<br /> 0 VA Rider �Biweekly Payment Rider �Other(s)[specify]
<br /> (,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br /> ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br /> non-appealable judicial opinions.
<br /> (I� "Community Association Dues, Fees, and Assessments"means all dues, fees, assessments and other
<br /> charges that are imposed on Bonower or the Property by a condominium associarion, hom�wners
<br /> associarion or similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br /> check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br /> instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br /> or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br /> machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br /> transfers.
<br /> (1Vn"Escrow Items"means those items that are described in Section 3.
<br /> (1� "Miscellaneous Proceeds"means any compensation, settlement, award of damages, or proceeds paid
<br /> by any third party(other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br /> damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any pazt of the
<br /> Property; (iii) conveyance in lieu of condemnarion; or (iv) misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Property.
<br /> (0) '2Vlortgage Insurance"means insurance protecting Lender against the nonpayment of, or default on,
<br /> the Loan.
<br /> 2300055783 ��ll D V6ANE
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WRH MERS
<br /> �-6A�NE�loaiol Page 2 of 15 i„�;ei8: � Form 3028 1/01
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