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<br /> -� �. - - 98-�t.���� _ . '�_�
<br /> . � °�.� 'PO(iETI�R WI'iH all the impmve�Ents aow or t�ereafter e�ected on the�npeaty,and all easemeais.appunenauoes.and .
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<br /> . ���` ` Cixwies now or hereaf�r u part of the pmpaty.Ail reptacemeuts aud additions shalt aLso he covcaed by this Seairity 1ns�ame�t.
<br /> �.• r •
<br /> ' . All of thc foregomg is refe�red to ui thig Sectuiry Insuument as the"Property" �,� ,, ,
<br /> , ` : .::.�`.. BORROWER COVENANTS tbat Boaawer is 1awf+illY seised of the estate hereby oonveyed and has die ri$tu ro grant and . ..
<br /> � -=�-, convey the Pmpercy an� that the Piroperty is uneacumbered.excapt for eucumbrances of�ecoid. Bvaower waaants and will , • '
<br /> : -.-�'� defend geaecaily the atle w the Property against sII ctaims and de�mands.subject to any a�cumisrances of recard. •� <
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<br /> - . . THIS SECURTTY II+JSTRUNfENT cambmes unifmm covenanss for natioaal use and aon-unifom►oovenants wid�limited < , . � ,
<br /> � , variarions by jwrisdiction w comstiuue a unifom►serurity ins�ume�t caverimg rea!property. : �- `."
<br /> LINIFUURM COVENANI'S.Borrowea and Lead�caveaiant and agee as follnw� • , �.
<br /> 1.Paya�eat of�ducipal and Interest;PtePa9ment and Late Cbarges. Bormwer shall PromP�9 DaY whea dne the ''� 4 `;� ; � ,�`,;._
<br />- . , 9a . .
<br /> . ,: principal of and int�2reston the debt evideased by the Notc and any prepayment and late ctiarges dae under the Note. ":� ,';
<br /> . • . �c_Y 2.i�rmtfs ior Taxcs and Iasnranca Snbject tn applisxb�e law or tn a written a�ver by I�ender,Boaower sl�aaII pay to
<br /> '. . . • Le�der on tbe day montWy paycneats are due und�the Note.an�l We Note is paid'm fal1.a sum(°Fuuds")for.(a�peazlY taxes �.—`_.
<br /> �-5 , and as�sme�ts wbich may att�piiroricy ova this Secarity Iasuum�t as a lier�an the Pioperty,N?Yeariy leasehold payments -_
<br /> iiro h �'
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<br /> ,.�°.� or ground tentg on the Pnopeaty,if any:(c)Year1Y 6ar�rd or pmpeaty insnrance preania�(tD Y�Y tlood ms�uance pte�iums,if :- �.. .
<br /> anY.(e)Y�artY mortgaBe insuzance�^"„^,��any;�d(�anY sams Payab2e bY Boaower�o Lc,nder,in accordance arith the •.
<br /> � :.-S � provisions of pata,g�aph 8,m Iieu af the payment of mortgage insmance premn�ms.'I9iese ife�s a¢e calIed"Fsaxow Items." ��:�.. .'.' .
<br /> ` Leades may,ai any time.coltect and hold Fm►ds in an amount uot to exceed the max�am amount a te�tder for a fedeaaIIy related ;.��;�..'�
<br /> ` r. . ... �.�-..'�`� mortgage loan may reqnue for Borrower's escmw acconnt undar the fedaal Real Fsyatc Seule�eat Pmceduies Act of 1974 as ; , ,E.`�.
<br /> ; ._.4 : ; amended itom dme w ticne,l2 US C.Secaon 2601 et seq. ("RESPA"�,unles�anothea law that�1ies tn the Fuads sets a lesgea _ i
<br /> `, ., � amounL If so,Leuder may,at any time. col�ect r.nd hald Fuqds in an amomit not m acceed the Iesser amom�i.Lende.r may , '�
<br />�'` . . . � ._�"-". estimare the amonnt of Fimds dae on the basis of caureat data and reasona6lc estimates of exQendit�s of famre Fscmw Itrms or ..=
<br /> ,�..
<br /> - � ,. .'•,` ..-.. ath�wise in accordaace with applicable law. . ,. �-.—
<br /> '�. . 'the Fmids s6aI1 be held ia an ins6mtion whose deposits are ms�ed by a fede�al age.ncy,iasm�mentality,or enatY Cmcludmg `�-
<br /> r ' I�ender,if Lender is sucb an insutu�on)or in any Fedeial Hame Loan Bank.L�der shall the Fimds to the Fscrow ,:�' �a�;:`--
<br /> nsti aPPIY PaY � z�=- ..
<br /> � Items.Leadea may not charge Botrowea far hoWing and?FP�B the Funds.annuallY analYz+ng the escrow accuun�,or v�ifying _,'..•:�.�;.
<br /> . ., the Escrow Items.unless Lendea pays Boaower mterest on t2te Funds aud applicable law permits Lendea w make sucL a cLarge. � ° .
<br /> Howeve,r,Laider cu�y requue Bomuwea w pay a one�time cherg�for an inde,pende�t real esmte ta�c neportiag seavice usecl by . ' •7 -�
<br /> ::t, . . _ ;;:-Y--,-o-
<br /> �,� . Lender iu connection wit6 this 1oan,unlc�s applicabte law provides othe.�rise.Unte�s an agceement is made ar apptu�ble law -�. °�.,
<br /> . � : 'u reqoires inteacst tn be paid.Lender shall not be required to pay Bormwer any int�st or eamings on the Funds.Borrowa anA ��:� �'.,:-
<br /> . . , • : Lender may agree in writiag,howevea.►bat inte�est shall be paid on the Funds.I.aider shari give w Boaower,witt�oat charge.au ��=�•' °�..'��•_ __ .
<br /> . • annnal accountmg of the Fuads.shnwiag credits and debits w the Fands and the purpose far whicb each debit w We Fnnds was . , . :•_�".-_•
<br /> . ` . made.The Funds are pledged as additional seGUity for all sums sec�ed by this Security Insmunent � ��e
<br /> , „,. -,
<br /> .'` ' If the Funds held by I.endea exceed the amounts perauued to be held by applicab2e law.Lemde,r shall accaunt to Bonawer far • � ``: ;T.�.
<br /> � the eacrss Funds ia accordance with the requu�ements of applicable laa+.If ihe asnount af We Fimds held by I.e�der at any time is . ; . `-��":
<br /> .,,;:: . � �• _..,- _
<br /> . . not snfficieat w pay the Fscrow Items when due.Lenda may so notify Boirawer in wridag.and,ia s�ch case Borrower sball pay , .�r�.
<br /> � � w Lead�the amo�mt necessary w makz up the deSciency:Borrawer shaU makc up the deficiency in no more than tweIve •�T'�"r
<br /> . � � • montldy paymenb,at Lender's so2e disaetion. . � :. f,�''"
<br /> • •`• ' Upon payment in fuU of aIl sums secured by this Sec�uity Instrumcat,Lender shall promptly refimd w Barrower any Funds ,. , --
<br /> � ' hetd by Lender.If,under parag�aph 21,Lendec shall acquire or sell the Froperty,l,.eader,prior m the acqpisidon or sale of the -__-
<br /> ' . propeaty,shaU apply any Funds held by Lender at the dme of acc�uisition or sale as a credit against the sums s+eca�red bY ihis .. _... ____
<br /> ?!�'r` Security Insuument . � . ::�-
<br /> ;� � ` • '�;` 3.Appl�ca�oa of Paymenta Untess applicabte taw provides otheawise,aU payment�receivad by Lea�der under paragaphs . . � --.
<br /> 1 and 2 shall be applied:first.w anY P=�Yment charges due under the Note;second,to amoants payab2e unde,r paragraph 2: `
<br /> .° ' third,to interest dae;fourth,to principal due;and L3sL to any late charges due undea the Natc. _
<br /> -`" • 4.C6arges;Ltens. Bomnwer shall pay all taaes,assessments,charges, fines and impositions atln`butable to the Properry �• -
<br /> ' ' � wh�ch may avain priority over this Seciuity Inst�umenb and leasehald payments or ground rents,if any.Borrower shaU pay these � . � .
<br /> ' � obligations�the manner provided in paragraph 2,or if not paid ia that manner,�orrowea shall pay thean on drae direcQy W the
<br /> . � . . person owed paymen4 Bonower shalf promptiy fumish w Lender all nodces of amounts to be paid undes this yatagraph.If • � -•
<br /> '�t- . Borrower makes thcse payments direcdy,Borrower shall promp4y hunish W Lender reccipts evidencing the payments. .. ' .
<br />�� � . , Borrower shalt promptly discharge any lien which has prioriry over tlils Security Instrument unless Borrow�:(a)a�ccs in � � , ��``
<br /> . � �. wridng m the payrtient of ihe obligadon secured by the lien in a manner acceptable to Lender;(b)contests in good faith the llen ,� �
<br /> � ���� . by, or defends against enforccment of the lien in, legal proccedings which in the Lender's opinion apeaate w prevent the . :
<br /> ' , enforcement of the lien:or(c)secures from the holder of the lien an agreanent sadsfactory m I.ender subordinating the lien to � '
<br /> , this Sec�uity InsuumenG If l.ender detecmines that any part of�he ProQeriy is subject to a lien whicb may atlain priotity over this �
<br /> . � Securlry lnstnuncnt,l.end�may give Borrower a noflce identifying the lien.Borrower shall satissfy the lien or lake one or morc � • •
<br /> ' of the acdons sct foNi above within l0 days of the giving of notice. '
<br /> � � ' Fo�m 3028 9190 •.r • �.,
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