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201108627 <br />(n "Riders" means all Riders to this Security Tust�n�ment that are exeeuted by Borrower. The following Riders are <br />to be executed by &�zrower [check box as applicableJ: <br />� Adjustable Rate Rider <br />� Balioon Rider <br />[� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Developm�ent Rider <br />� Biweeklq Payment Rider <br />❑ Secand Home Rider <br />❑ Other(s) [specify] <br />(.n '�Applicab[e Law" means all controlling appiicable federat, state and local statutes, regulations, ordinarzces and <br />administrative rules and orders (that hava the effect of law} as well as aII applicable fuial, non-appealable judicial <br />opinions. <br />(K) "ComEnunity Associasion Dues, Tces, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrpwer or the Praperty by a cond�mindum associarion, homeowners association or similaz <br />organization. <br />(I,) "Electronic Flunds Transfer" means any transfer of fwlds, other than a uansaction oziginated by check, draft, <br />or similar paper instrument, which is initiate� thzough an eloctronie ternnina.l, tetephonic insmtme�t, computer, or <br />magnetic tape so as to order, instruct, oz authorize a financial institution to debit ar credit an accaunt. Such term <br />inclndes, but is nat Iimited ta, point-of-sale transfers, automated teller maciziaae transactions, transfers initiated by <br />telephone, wire traxisfers, and automated clearinghouse iransfers. <br />{Nn '"Escxow Items" means those items that are described in Section 3. <br />(1� "Miscellaneous Proce�ds" means any compensarion, settlement, awa3rd of damages, or proceeds paid by any <br />third party (other than insuzance proceeds paid under the coverages described in Section 5} for: (i} damage to, ar <br />destruction of, ttae Property; (ii) condemnation or other taking of all or any part of the FroperCy; (iii) conveyance in <br />lieu of condemnation; or (iv) mzsrepresentations of, or omissions as to, the value and/or candition of the Pro�ezty. <br />(O} "Mortgage Insnra�ace" means insurance protecting Lender against the no�ayment of, or default on, the L.oan. <br />(P} "Periodic Payment" means the regularly scheduled arnount due for (i) principal and interest under the Note, <br />plus (ri) any amounts vndex Section 3 of this Security Tnstrument. <br />(Q} "RESPA" means the Reaf BState Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implememing <br />regulation, Regulaiion X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislarion or regulation that governs the same subject matter. As use�. in this Security Insm�ment, <br />"RESPA" refers to all requirements and zestzictions that are imposed in regard to a"federally related mortgage loan" <br />even if the Loan does not qualify as a"federa3ly related mortgage loan" under RESPA. <br />{R) "Successor in Interest of Borrower" means a�ny par�y that has taken ritle to the Property, whether ar not that <br />party has assucued Borrower's obligations under the Note and/or this Security Inst�ument. <br />TRANSFER OF RIGHTS tN THE PR�PERTY <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lenfler and Lender's successors and <br />a.ssigns) and the successors and assigns of M�l3.S. This Securi.ty Instnunexzt secures to Lender: (i) the repaymern of <br />the Loan, and all renewals, axtensians and modifications of the Note; aud (u) the performance of Borrower's <br />coveuan�s and agrcements under this Security Insuvment and the Note. For this purpose, Borrower ixxevocably grants <br />and conveys to Tzustee, ia tnist, with power of sale, the following descrit�ed properry located in the <br />CDUN'I'Y of HAL,L . <br />( I'ype of Recording Jurisdiction] <br />SEE� ATTACI-�ED EXHIBIT "A=' <br />A.P:N.: 400185172 <br />cvhich currently has ttFe address of <br />GRAND ISLAND <br />LCitYI <br />[Name of Rxoxdine Jwisdicrion] <br />7800 N US HIGHWAY 281 <br />(5treet] <br />, IVebraska 6$ 8 0 3 ("Pr�operty Ad.dress ") s <br />[Zip CodO] <br />i> ' <br />NEBRASKA--Single Fami(y—Fannie Mee(Freddie Mac UNIFORM INSTRUMENT - M <br />Form 3028 1(01 Page 2 af 11 <br />DbclYlagFc Q�7� <br />www.docmagfc.rom <br />xe30?8.mut.:�1 <br />