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<br />(C) "Lender" is U. S. Bank N. A.
<br />Lender is a National Association
<br />organized and existing under the laws of The United states of 1�,merica
<br />Lender's address is 4801 Frederica Street, Owensboro, KY 42301
<br />(D) 'Trustee" is Mr . Thomas Lacher
<br />2002 Douglas Street, 200 The Omaha Club, Omaha, NE 68102 .
<br />(E) 'ZVIERS" is Mortgage Electronic Registration Systems, Tnc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F� 'Tiote" means the promissory note signed by Borrower and dated 11/07/2011 .
<br />The Note states that Borrower owes Lender Forty-Nine Thousand and 00/1QQths
<br />Doilars
<br />(U.S. $ 49, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than December O1, 2026 .
<br />(G) 'Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. ��
<br />(H} "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(� "Riders" means a1I Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider
<br />0 Balloon Rider � Planned Unit Development Rider [� 1-4 Family Rider
<br />� VA Rider � Biweekly Payment Rider � Other(s) [specify]
<br />(.n "Applieable Law" means a11 controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that ha�e the effect of law) as well as a11 applicable final,
<br />non-appealable judicial opznions.
<br />(I� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that aze imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic ternunal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(1V� "Escrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of a11 or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) '�Viortgage Insuranee" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200182000
<br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH ME
<br />�-6A(NE) (08101 Page 2 of 15 Initials: � v l0�
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<br />C.� ' �• �
<br />D V6ANE
<br />Form 3028 1/07
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