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<br />Please return to: Carolyn Zakrzewski �Ti(/�!�✓
<br />Nebraska Energy Federal Credit Union
<br />141415th Street, PO Box 499
<br />Colwmbus, NE 68602-D499
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<br />DEED OF TRUST WITR FUTURE ADVANCES
<br />THIS DEED OF TR.UST, is made as of the [ 25 � cl�ay of [ October 1 , 2011, by and
<br />among the Trustor, _ Chris A. Sullivan and Melinda M Sullivan, husband and wife �
<br />whose mailing address is 1 C}$ _ Rrnnkl�(_p Donighan, Nebraska 68832 1
<br />(herein "Trustor", whether one or more). The Trustee: NEBRASKA. ENERGY FEDERAL CREDIT U1vION
<br />whose maili.ng address is: P.O. Box 499, Coluanbus, NE 68602-0499. (hereuz "Trustee"), and the Beneficiary:
<br />NEBRASKA ENERGY FEDERAL CREDIT UrTION whose xnailing address is: P.O. Box 499, Columbus, NE
<br />68602-0499 (herein "Lender").
<br />FOR VALUABLE CONSIDERATION, including Lender's extension of credit identified herein to:
<br />[ Chris A Sullivan and Melinda M Sullivan husband and wife �
<br />(herein "Borrower," whether one or mora) and the trust herein created, the receipt of which is hereby acknowledged,
<br />Trustor hereby urevocably grants, transfers, conveys and assigns to Tnzstee, IN TRUST, WITH POWER OF SA.LE,
<br />for the benefit and securiry of Lender, under and subject to the terms and conditions hereinafter set forth, the real
<br />property described as follows: 108 E. Brooklyn, Doniphan, Nebraska 68832
<br />Lots Five and Six and the West Twenty Three and Fifty Hundredths Feet of Lot Seven
<br />Block 2, Rief Addition to the Village of Doniphan, Hall County, Nebraska
<br />Togethsr with all buildings, improvements, fixtures, stree�s, alleys, passageways, easements, rights, privileges
<br />and appurtenances located the.reon or in anywise pertaining thereto, and the rents, issues and profits, reversions and
<br />remainders thereo� and sueh personal property that is attached to tb.e improvements so as to constitute a fixture,
<br />including, but not limited to, heating and cooling equipment; and together with the homestead or marital interests, if
<br />any, which interes�s are hereby raleased and waived; aIl of which, including replacements and additions thereto, is
<br />hereby declared to be a part of the real estate secured by the lien of this Deed of Trust and all of the foregoing being
<br />referred to herein as the "Property".
<br />This Deed of Trust shal� sacure (a) the paynnent of the priucipal sum and interest evidenced by a promissory note
<br />or eredit agreement da.ted (' October 25. 2011 l, having a maturity date of October 25, 2021 1
<br />in the original principal amount of [$ 40 �00 00 1, �d any and atl modifications, extensions
<br />and renewals thereof or th�reto and any and alt future advances and readvan.ces to Borrower (or any of them if more
<br />than one) hereunder pursuaut to one or more promissory z�otes or credit agreements (herein called "Nate"); (b) the
<br />payment of other st�ms advanced by Lender to protect the securiry of the Note; (c) the performance of all covenants
<br />and agreexnents of Trustor eet forth herein; and (d) all present aud future iudebtedness and obligations of Borrower
<br />(or atty of the�n if more th�n: ane) to Lender whether direct, indirect, absolute or contingent and whether aris'vng by
<br />note, guaranty, overdraft or othezwise. The Note, this Deed of Trust and any and atl other documents that secure the
<br />Note or othervvise executecc� in connection therewith, including without limitation guarantees, security agreements
<br />and assignments of leases.t�nd rents, shall be referred to herein as the "Loa.� Instan�ments".
<br />Trustor coveriant� and agrees with Lender as follows:
<br />1, P�yment o# �ndebtedness. .All indebtedness secured hereby shall be paid when due.
<br />2. Title. Trustor is the owner of the Property, has the right and authozity to convey the Properry, and
<br />warrants that the lien creat�d hereby is a first and prior lien on the Property, except for liens and encumbrances set
<br />forth by Trustor in writing and delivered to Lender before execution of this Deed of Trust, and the execution and
<br />delivery of this Deed of Tnxst does not violate any contcact or other obligation to which Trustor is subject.
<br />3. Taxes, Assessments. To pay be£ore deli.nquency a11 taxes, special assessments and all other
<br />charges against the Property now or hereafter levi.ed.
<br />4. Insurance. To keep the Properry insured against daxnage by fire, hazazds included within the terna
<br />"extended coverage" and such other hazards as Lender may require, 'va amounts and with companies acceptable to
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