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201148523 (C) "lender"is �LLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is P.O. BOX 11701, NEWARR, NJ 071014701 Lender is the bene6ciary under this Security Instrwnent. (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK C/O SPEC. SERV., PO BOX 31557, BILLIN6S, MT 59107 (E) "Note" means the promissory note signed by Bonower and dated SEPTEMSER 16, 2011 . The Note states that Bonower owes Lender ONE BUNDRED FORTY THREE THOIISAND FIVl� IiUNDRED AND 00/100 Dollars (U_S. $*****143, 500 . Op) plus interest_ Bortower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than�TOSER O1, 2021 . (F) " Property " means the property that is described below uudet the heading "Transfer of Rights in the Property." (G) " Loan " means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Insttument, plus interest. (H) "Ride�^5" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicableJ: � Adjustable Rate Rider 0 Condominium Rider � Second Home Rider 0 Balloon Rider ❑ Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider � Biweekly Payment Rider ❑ Other(s) [specify] (I) "AppliCdbleLaW" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as we1T as all applicable final, non-appealabte judicial opinions_ (J) "Corr�munityAssociationDues, Fees, and Assessments"means all dues, fees, assessmentsand other charges that aze imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) " ElectronicFundsTransfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instn�ment, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) " Escrow ttems" means those items that aze described in 5ecrion 3. (M) "MiSCellaneousProceeds"means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Properly; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv} misrepresentations of, or omissions as to, the value and/or condition of the Property NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Fortn 3028 1!0'I VMP � VMP6(NE) (1705).00 Wolters Ktwxer Financial Services Page 2 of 17