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201108442 (C) "Lender" is EQUITABLE BANK Lender is a Sav1 ngs Bank orgailizedandexistingunderthelawsofTHE STATE OF NEBRASKA , Lender's acldress is 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the benei"iciary under this Security Instruinent, (D) "Trustee" is EQU I TAB LE BAN K (E) "N ote" ineans the�roinissory note signed Uy Borrower and clated N o V e m b e f.0 4, 2 011 . The Note states that Borrower owes Leiider N I N E TY T FI R E E T H 0 U S A N D A N D 0 0/10 0 Dollars(U.S. $9 3,0 0 0.0 0 )�lus intei•est. Borrower h�ts proinised to pay tliis debt in regular Periodic Payiilents a�icl to pay the clebt in fi,�11 not 1�ater than D e C e m b e Y' �., 2 0 4�. . (F) "Prop'er'�y" means the property that is described below under the heading "Ti•ansfei•of Rights in the Property." (�) "Loan" meaiLS the deUt evidenced by the Note, plus interest, any�repayment charges and late charges due under the Note, aild all suins due under this Security Instrument, plus interest. (H) "12iders" means 111 Riders to this Security Instruinent that�re executed Uy Borrower. Tlle following Riders are to be executed by Borrower [checic box as applicable]: 0 Adjust�ble Rate Rider 0 Condominium Rider ❑ Second Home Rider � Ballooi�Rider �Planned Unit Deve7opment Ricler 0 1-4 Fainily Rider � VA Rider �Biweelcly Payment Rider 0 Ot11er(s) [s�eciFy] (I) "Applicable Law" means al1 controlling applicaUle fecleral, st�te and local st�ttates, regulations, ordin�nces and aclministrative rules and orci�rs(that have the effcct of law) as well as a11 �pplicable i"ina1, non-appealable judicial opi�ons, (J) "Community Association Dues, f-ees, and Asses§ments" �neans 111 dues, fees, assessments aild other charges that are iinposed on Borrower or the Property U�a condominium associltion, homeownei•s association oi siinilar organiza�ion, (K) "Electronic Funds Transfer" me�ns aziy trausfer of fitnds, other tlian a trans�ction oi•igixlated by checic, draft, or similar paper instruinent, whiclz is uiitia�ted through an electro�ic terminal, tielephonic ii�stnunent, coinputer, or in�giletic tape so as to order, instruct, or authorize a finaneial institution to clebit or credit a11 account. Such term includes, but is not li�nited to, point-of-sale transfers, automated teller machine transactions, trai�sfers iiutiia�ed by telephone, wire�ransfers, and autoi�latecl clearinghouse transfers. (L) "Eserow items" means those items that are descriUed in Section 3. (M) "M iseellaneous Proceeds" means�ny coin�ens�tioii, settleinent, award oP d�ill�ges, or proceeds paid Uy any tliird p�rtiy(other i:h�n insurance proceeds paicl Ltnder the coverages descriUed in Section 5) for: (i) dainage�to, or destrYictioil of, t�ia Property, (ii) condei�lation oi� other talcing of a11 or any past of t11e Property; (1ii) co�vayance�in lietii of condeintlation; or(iv)inisrepresentations of, or omissioi�s��s to, the value and/or condition o�the Property. 231209 NEBRASKA-Single Family-Fannie M ae/Fredtlle M ac UNIFORM INSTRUM ENT Form 302 a 1/01 VM P O VM P6(NEJ(11051 Wolters Kluwer Financial Services Page2 of 17