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201108442 designated a sixbstitute notiice acldress U�notice to Lendei-. Borrower shall promptly notify Lendor of Borrower's change of address. If Lender specifies�procedure For i•eportiing Borrower's ch�nge of address, �hen Borrower s1�a11 only report�chailge of address through that specified procedure, Tliere n7ay Ue only oile designated notice address untler this �ecurity Instrument at ar�y one time. Any notice to Lender s11a11 Ue given Uy delivering it or by mailiiig it by�rst cl�ss mail to Lender's address stated herein unless l,enc�er has designated another adclress by notice to Borrower. �1ny no�ice in connection with this Security Instruinent sha11 not be deeiized to liave been�iven to Lender iuitil actually received by Lender. If any notice rec�uired�y tlus Security Tnstrumenti is also reqtiired uiider Applicable Law, the Applical�le Law requireinent will satisfy the corresponcling requireinent Ltncler this Sectuity Instrument. 16. Governing Law; Severability; RUles of Construction. This Security instruiilent shall be govei•ned Uy federal 1aw and t�ie law of tlie jtirisdiction in which the Propei�ty is loeated. All rights and obligations� contained in tlus Security Instruinent are subject to any requirements a�id liinitations of Appricable Law. Applicable Law inight explioitly or i�plicitly allow the pas•ties to agree�by contr�et or it nzight be silerit, but such silenee shall not be construed as a�rohil�ition agauist agreement by conYra�ct. In the event that auy provisiou or clause of this Security Instrument ot�the Note conflicts with Applicable Lavsr, such conflict shall not�fI'ect other provisions of this Security Instrument or the Note whicl� caiz Ue given effect witliout the conflicting provision. As used in this Security Instrument: (a)words of the inasculine gencler shall me�n and include correspondiiig neuter words or words of tl�e f�i�iinine gender; (b)words in tlie siugular shall inean and include the phiral anci vice versa; �nd(c) the woi�ci"may" gives sole discretion witliout any obligation to t�ke�ny action. 17. Borwower's Copy. Borrower shall be given one copy o£the Note and of this Security Instruinent. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means �ny legal or beneficial interest in the Property, inclLtding, but noti�li�nited to, those bei�eficial interests transferred in a bond for deed, contrac�for deed, installment sales contract or escrow lgreement, the inteYit of which is the traiisfer of title by Borrower at a firture date to a puechaser. If all or�ny past of the P�-oparty or asly Interest in the Propez•ty is sold or transferred(or if T3orrower is not� natural person anel a bet�eficial interest in Borrower is sold or ti�ansFerred)without Lender's prior written consent, Lender may i�eqLlire i�llmediato payn7ent in fu11 of all sums secL�red Uy tlus Security Instrument. However, tllis option sha11 not be exes°cis�d Uy Lendei•if sucll exercise is prolubited Uy Ap�licable L�w. If Lender exercises this optioi�, Lender s11a11 give Borrower notice of acceleration. The notice shall provide a period of not less than 30 da,ys from the t�ate the notice is given in accordance witlY Section 15 witllin whicli Borro�ver must pay a11 sums secured by this Security Instrtii�lent. If Borrower fails to pay these sums prior to t11e expiration of tliis period, Lender may iuvolce any remedies permittec�by tlus Seclirity Instirument without £tuther notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certlin conditions, Borrower shall have the i•i�ht to liave enForcement o�'tliis Security Instrument discontintiied ati any tiine prior to the earliest of: (a)i"iva days veFore sale of the Property pursuant to any power of sale containec�in this SecLUity Instruulent; (U) sucll other period as ApplicaUle Law might specify for the termination of Borrower's riglit to reinstate; or (c) entry oF a judguient enforcing this Security Instruinent, Those conditions are that Borrower: (�)pays Lender a11 suins which then woulc�be due uizder this Security Ii7strm1lent ailcl the Note�s if no acceleration 1�ad occurred; (b) curas any deI'aul�of any otlier coven�nts or agreements; (c)pays 211 expenses incurred in enforcii�g tlus Security Instrumer7t, incfiding, Uut not liinited to, reasonaUle�tttorneys' fees, prope�•ty inspeetion and valuation fees, and other fees incuri•ed for the purpose af protecting Lender's interast 231209 NEBRqSKA-Single Famlly-Fannie MaelFretltlie Mac UNIFORM INSTRUM ENT Form 3028 1/01 VM P q VM Fa9eE)21 f0�) Wolters Kluwer Financial Services