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� <br />�� <br />�� <br />�� <br />0 <br />� ��� <br />�� <br />� �� <br />� ��_� <br />� �_ <br />�P <br />W - <br />� � <br />� <br />.�� <br />�� <br />�� <br />� <br />C <br />�` <br />'^� � .. <br />7C � <br />� <br />� <br />A � <br />� <br />� .._ <br />� � � � <br />� � � t� <br />� �.C" a a z --+ cv <br />o ��'6 C ..,�� � � !T) <br />� .-. � C�] TI {_a � <br />� � � � <br />x r°� � <br />�r � r-- � � � <br />� <br />o � � � '� � <br />� � � �� � � <br />� <br />� � <br />(Space Above This Line For Recording Data] <br />MIN:100416700016465529 <br />DEED OF TRUST <br />i� <br />«r.r <br />. <br />� <br />When Recorded Return To: <br />GharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFIrTITIONS <br />G � <br />�� S <br />d <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 7th , 2011 , <br />together with a11 Riders to this docux�nt. <br />(B) `Borrower" is Joseph A Poloncic, a single person <br />Borrower is the trustor under this Security Instruinent. <br />(C) "Lender" is CharterWest National Bank • <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Ina MERS is a separate corporarion that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated November 7th , 2011 . The <br />Note states that Borrower owes Lender One Hundred Twenty Five Thousand and 00/100 <br />Dollars (U.S. $125,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />December 1, 2041 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayrnent charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable <br />judicial opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac iJNIFORM INSTRiJMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 906364 Creative Thinking, Inc. <br />GOTO(OOla43ea) <br />� /I /� <br />