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. 201108377 (C) "Lender" is�LLS FARGO BANK, N.A. I.ender is a N1�ITIONAL ASSOCIATION organized and e�sting under the laws of� UN�TED STAT]3S . Lender's address is P•O. BOX 11701, NSWARR, NJ 071014701 Lender is the beneficiary under this Security Insmiment. (D) °Trustee" is ��S FARGO FINANCIAL PTATL BNK C/O SPBC. S]3RV., PO SOlC 31557, BILLINGS, MT 59107 . (E� "Note" means the promissory note signed by Bonower and dated oCTOSER 31, 2011 . The Note states that Borrower owes Lender ONS HUNDRSD TEN THOIISAND FOIIR HUNDRi3D FIF�'Y NINE AND 00/100 Dollars(U.S. $*****110,459.0 )plus interest. Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than NoV�BR O1, 2026 . (F1 "Property" means the property that is described below under the heading "Transfer of Rights in the Properiy." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due under the Note, and a11 sums due under this Security Instrument,plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: 0 Adjustable Rate Rider �Condominium Rider 0 S�ond Home Rider 0 Balloon Rider �Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider �Other(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders(that have the eff�t of law)as well as all applicable final, non-appealable judicial opinions. � (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other chazges that are impos�i on Borrower or the Property by a condominium association,homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal,telephonic instrument, computer, or magtietic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghotise transfers. (L) "Escrow Items" means those items that aze described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages,or proceeds paid by any third party(other than insurance proceeds paid under the coverages described in S�tion 5)for: (i) damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the Properly; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the value and/or condition of the Propertv NEBRASKA-Single Family-Fanme Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP� VMP6INE)(11051.00 Wolters Kluwer Financial Services Page 2 of 17