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<br /> - ., � 'POGETHER WITH all ttie unpsovem�►ts now or hereafter e�ected on the pmperty,aad all�eanenrs,aPPurtenances,an¢ �` ' . . .
<br />_ ' < fn�p�res now or hereafter a part of the propeny.All replao�enis and add'nions shall also 6e cover�d by this Seauity Instrument� - �
<br /> .. . . ,_ � AIl of ihe foregoing is refeaed w m this Se,curiry Iasteumeut as the"Avperty." � , �
<br />- • BORROWER COVE�IANTS tl�t Boirower is lawfiilly seise�of the estate hereby conveyed and das the right to grant and� .�. � .
<br /> ' � '~' convey the Propeny and tuat ihe Property is unencumbere6,exc�pt for encumbrances of cecord.Borrower wananu and wilt � �__•`_ '_'_
<br /> - -- - defend geucrally the tWe m the Property against alt clairns and dema�tds,sabject tn any�cumbsances of rec�rd. ,+► .
<br /> • TEIIS SFCURITY INSTRUMENT comim�es unifoim coveuants far aational tue aad non-uniform covenants with timited •
<br /> variations by jiuisdiction to�nsdtute a umfoTm secauity iUStrume,at caverin8 real propertY-
<br /> , UNI�ORM COV�NANfS.Borrowea and Leadea covea�tt aad agree as foltaws: _: �,'�• ; ..
<br /> - ' L Payment of Principal and Interesti Prepayment and Late Charges. Barrowea shaU promptiY PaY wheu due the � .� . ` '` `:,� .`
<br /> .� •. .<
<br />��, . prmcipal of aad int�est on the dcbt evideaced by the Nate and aaY prepaymeAt and late charges dae t�nder the Note. . _ :.;
<br /> Z.Fauds for Taaes and Insm�aac� Subject to applicabte law ar to a ariuen waivear by Leadea,Ba�rowea sball pay tn :�`�.:
<br /> F, � < . Leader on the day montdlY Payments are due under the Note.unU7 the Note is paid in fuU,a svm("Fimds")far.(a)Y�Y�� �� ��-'�,
<br /> %s • and assess�aents w6ich may attain priority over this Security Insuumau as a tien on the ProPat}+:(b)Ye�IY leas�ehold paymenls �
<br /> �� • or gronnd rents on the Pcoperty,if any.(c)Yearly harard or ptopest�+insuiance premiums:(�Yearll+ftood insurance premiums.if � - - _.
<br /> ;. . . s�� , ;y
<br /> ;: any;(e)YearlY mort�ge insivance pm,�ni�ms,if anY:and(�a�►Y s�ms PaYable by Bonower to Lender,in asxardance with the _ -
<br />.�4 : provisons af p�arag�aph 8,ia tieu of the payment of mortgage u�surance premn�ms.These items are cxlted "Escrow Items." •. '��; �..
<br /> �x,., �
<br /> Leader may,at any time,coIlect and hald Fuads in an amouat noi m exceed the ma�cimam amount a Imdea for a fede�ally related ' �; :�,
<br />_i t` ' � . mortgage loan may require for Bonowea's esarow accaunt under the fedeaai Real Exiaie 5etttement Procedures Act of 1974 aa ��:".;�-:.L.�'r,: ��'�
<br /> „�,;v�;:;_ .
<br /> ,•: amended fr�time to time.l2 US.C.3ectina 26f►1 et seq. ("RESPA'7.unless anothea law that applies ro the Fnnds sets a tess�r ,::�--�;
<br /> ` • �' amonnt If so,I.eadea may,ai any time,collect and hoId Funds in an amount not to excced ths lesser ainount I.endea may _ ,`
<br /> �:: ' . � , estimate the amount of Funds due on the basis of can�Tent data and reasonable esumaies of eape,ndidues of fuwre Hscrow Items or � ���.:
<br /> '' ,� otheivvise in accordance with applicable law. ��."
<br /> ;ci - .
<br /> .,� _ liie Fonds shall be held in an institution whose deposits are insured by a federai ageacy,ipstrumeutalitY.or ea�tity(inciuding < �- � :-�
<br /> _ . . I.endes,if I.eaid�r is such an instiwtion)or in any Federal Home Luan Bank.Leader shall appiy the Funds w pay the Escrow . ,-:�:_..�
<br /> :� Items.Lendea may not charge Borrow�for holding and applying the Funds,annually analyzing the escaow account,or verifying � ., _
<br />:-"7' . the Fscrow Iter�.aa�ess Lender pays Bamnwer iatarst on the Fnnds and applicable taw geamits Lacder to make such a charge. •�; :.°.�: ;- ._
<br /> , , Howev�r,Lendea may require Borrower to pay a on�time chazge for an independent real estate ta�c reporting seavice nsed 6y i�
<br /> -���? . I.ender in wnnection with this Ioan,unIess applicable 1aw pr�nvides othecwisc.Untess an agreemeat is made ar ap�licable law =
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