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<br /> ` • j THIS SECURlTY tNSTRUMENT combines uns�orm cavenants for na t�o�se a n d n o n-u n i f o r m c o v e n a n t s�n r i t h ` <'., .
<br /> � • � Iimited variations by jurisdictton to constitute a un'�fortn security insYrument covering real property. , �; � ,
<br /> i UNlFQAM COVENANTS.Borrower and Lender covenant and agree as foitows: . � �. :�
<br /> ' _ .• .� 1.Paymettt of Principal&nd Interes4;Prepayrttent and Late Charges. Borrower shall prompUy pay when due � . . ',
<br /> ths principal of and interest on the debt evidenced by the Nate and any prepayment and late charges due under the
<br /> Note. L
<br />- _ _-���.r�_.,.:� _. '�.'.. -._
<br /> 2 Funda tor Taxes and tnsttrance. Subject to appiicable law or to a wrftten vraiver by Leoder.Borrower sha11 pay `
<br />. . � ! to Lender on the day monthfy paymertts are due under the Note,ucnil the Note is paid in full,a sum("Funds°j far.(a) � � �_��: �����
<br /> � .�, j y e a r t y t a x e s a n d a s s e s s m e n t s w h i c h m a y a tt a i n p d o r i ty ov e r this Secu r i t y Instrumeni as a tien on the Property;(b�yeariy ' ;`.��� :�u;.
<br /> '` . . � ; leasehotd paymerits or ground rer�ts on the Froperry,if a�sy,(c)yeariy ha�rd or property insurance premiums:(d) .� „"
<br />: yeady ftood insurance premtums,�any,(ej yearly mortgage insurance premiums,i#any;and(fl any sums payable by _ __,,��� -�°: :::
<br />_ • �.� � Borrowerto Lsnder,in accordance�h the provistons of paragraph e,in Iteu of the paymerrt of mortgage insurance r�,,,,-
<br />_ , premisuns.These��ms are caited°Escrow Items.°Lender may,ai any time,collect and hold Funds in an amount not to :�,,,�.�.�.
<br /> ' exceed the maximum amount a lender for a federally related mortgage taan may require for Borrowe�'s escrow account . .
<br /> � ' � underthefederal Reat Estate SetBemerrt Procedures Act of t974 as amended irom time to time,12 U.S.C. �2601 et l'^"'�.�
<br /> � seq.(°RESPA7,untess anather(aw thai appties to the Funds sets a lesser amouM.If so,Lender may.at any time,collect � • �5••-`_
<br /> ' and hold Funds in an amourtt not to exceed the lesser amourn.Lender may estimate the amount of Funds due on the �� "��-_'
<br /> ' � �` ' basis of atrrent data and reasonab[e estimates of expendiitires of future Escrow(tems or otherwise in accordance with �
<br /> � ` aPAlicahle law. .`�`.
<br />- �� -�• The Funds sha11 be hetd in an institudon whose deposits are insured by a federal agency,instrumental'tty,or entiry . ";_:::-
<br />�•�, ' ' ' (inctuding Lender,ff Lender is such an instirit�on)or in any Federal Hame Loan Bank.Lender sball appty the Funds to , ;;`�.;�-�
<br /> `;°"'`;:`__
<br />- . pay tl�es Escrow Items.Lender may not charge Borrower for hotding and apptying the Funds,annualiy anaiyzing the Y. _,_�_�. _
<br /> ? - e$crow account,orverifyirtg the Escrow Items,uniess Lender pays Borrower interest on the Funds and applicabte!aw _ °>s�,: .•--
<br /> -.-r'th.,_�..—.
<br />- � � .. �:_.'. permits Lender to make such a charge.However,Lender may requ�re BoROwer to pay a one-time charge for an � �. :��_
<br /> , . - • independent reai estata tax reporting senrice ased by Lender tn connecUan with thts toan,untess appticabte taw �. .�,�,yK,
<br /> � provides otherwise.Unless an agreement is made or appltcable taw requires interest to be paid.l.�nder shall not be : _
<br />, � _ .`�...,� required to pay Borrawer any interest or eamings on the Funds.Borrower and Lender may agree in writtng,however, �.��,
<br /> ; � tt�at interest shall be paid on the Funds.Lender shali give to BoROwer,without charge,an annual accounting of the .,,�;�,
<br /> ' Funds,showing credits and debiis to the Funds and the purpose for whtch each debit to the Funds was made.The ..-
<br /> � � '::`�i Funds are pledged as add�tonal security for all sums secured by thfs Security Instrument . :;_.•;",s.�.=
<br /> � Ifi the Funds held by Lender exceed the amounis permil2ed to be held by applicable law,Lender shall account to �`
<br /> � �- Borrovrerfor ths excess Funds in acxordance with the re uirements of applicable taw.tf the amount of the Funds hetd '���" `'�`}�"
<br /> Q r .'1��:1:fi��.e.:_.
<br /> � . 'L by Lender at any time is not sufficient to pay the Escrow ttems when due,Lender may so notffy eomower in writing, _ ____
<br /> _ � . �� and,M such case Borrower shali pay to Lender the amount necessary to make up the deflciency.8orrower shall make � �;..,`x:-.—
<br /> up the deftctency in no more than twetve morrthly payments,at Lende�s sote discretion. .��>
<br /> - - Upon payment tn fuil ot alt sums secttred by this Security Instrument,Lender shall prompUy refund to BoROwer any `-`�".`
<br /> . Funds held by Lender.If,under paragraph 21,Lender sha0 acquire or setl the Property,Lender,pr�or to the acquisition � .�_;��°
<br /> ' • , � or sale of the Property,shall apply any Funds hetd by Lender at the time of acqufsition or sale as a credtt agatnst the ` � ,;;1;�:
<br /> • . ' ,_�� sums secured by this Security Instrument "`-;"_
<br /> � : 3.Appltcation of Paymer�ts. Untess applicable law provides otherwise,all payments received by Lender under � �•--r
<br /> • �,t paragraphs 1 and 2 shall be applied:fUst,to any prepayment charges due under the Note;second,to amounts payable ' , `•'"�T:_
<br /> �..�F � , undet paragraph 2;third,to irrterest due;fourth,to principai due;and last,to any late charges due under the Note. , . �___
<br /> ' 4.Charges;Liena Borrower shall pay all taxes,assessments,charges,fines and impositions attrfbutable to the ���„
<br /> �_�_.
<br /> � •� Property which may attain priority over this Securiry Instrument,and leasehotd payments or ground rents,if any. � • � . : :��.__
<br /> � Borrower shafl pay these obligattons in the manner provlded in paragraph 2,or if not paid in that manner,Borrower shall �_
<br /> � pay them un time directly to the person owed paymen�Borrower shall promptty tumish to Lender ait notices of ,_ .
<br /> �".. . . .� � amouirts to be patd under this paragraph.if Bottower makes these paymerris direcUy,Barcowar shall pramptly turntsh to • : �
<br /> � Lender receipts evidencing the payments. , ��
<br />- Borrower shail promptiy discharge any Ilen which has priority over this Securiry Instrument untess Borrower:(a) � ..�•. . .
<br /> -a; � agrees in writing to the payment of the obltgation secured by the Uen in a manner acceptable to Lender; (b)contests in
<br />-:; gaod taith the lien by,or defends against eniorcemer►i of the Ilen in,legal proceedings whtch ln the Lender's opinior� � .
<br /> � ' � operate to prevent the enforcement of the Uen;or(c)secures f�om the ho►der ot the Uen an agreement satistactory to , . .�
<br /> � � Lender subordlnating the lien to this Security Instrument.If Lender determines that any part of the Property is subject to .
<br /> a lien which may attain priority over this Security Instrument,Lender may give Bonower a notice identityi�g the lien. ..
<br /> � Borrower sha11 satisfy the Iten or take one or more of the actions set toRh above within 10 days of the giving of notice. • .. �
<br /> �. • � S.Has�rd or Rroperty Inaurartce. Borrawer shall keep the improvements now existing or hereafter erected on the ':
<br /> Property insured against loss by flre,hazards included within the term"extended coverage"and any other hrazards. .. . -
<br /> incfuding floods or flooding,for which Lender requires insurance.This insurance shall be maintained in the amounts and
<br /> for the periods tfiat Lender requlres. The insurance carrler provlding ihe insurance shall be chosen by Borrower subJect ,
<br /> ' to Lender's approval whtch shati rtoi be unreasonabty withheld. If Borrower fails to maintain coverage described above. • . .
<br /> Lender may,at Lenders option,obtain coverage to protect Lender's rlghts in the Property in accordance with
<br /> paragraph 7. : _
<br /> ' � NEBRASKA-SINGLE FAMILY-FNMA/FHtMC UNIFOAM INSTRUMHNT FOHM 3028 9/90 � �
<br /> � ISC/CMOTNE//0792/3028(�90)•L PAGE 2 OF 6 .
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