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2�1108355 9. Protect?ion of Lender's Interest in the Properly and Rights Under this 5ecurity Instrument If (a) Borrowex :fails to perform the covenants and agr�ments containefl in this Se�urity Inshi�ment, (b) there is a legal Proce�ing that might si8nificantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a Proceeciing in bankruptcy, Probate, for condemnation or forfeitaue, for enforcement of a lien which may attain priority over this Security Instr�rnent or to enforce Iaws or regulations), or (c) Borrower has abandoned the Property, then Lencler may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instcument, including protecting and/ar assessing the value of the Property, and se�mng and/or repairing the Property. Lender' s actions can include, but are not limited to: (a) paying �y sums securea by a li� which has priority over this Se�urity Instrument; (b} appearing in �urt; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Iiostrum�t, inclut�ng its secured position in a banktuptcy proceeding. Se�uring the Propeity inclucles, but is aot limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain watea� from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lcnder may take action under this Secrion 9, L�der does not bave to do so and is not under any duty or obligation to do so. It is agreed that I.ender incars no liability for not taking any or a11 actians authorized under ttris Se�tion 9. Any amounts disbursed by L�der under this 5ection 9 sha11 become additional debt of Boirower secured by this Security Instruinen� These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Boirower reque.qtin� pa �i�f t this Security Instrum�t is on a leasehold, Borrower shall camply with all the provisions of the lease. If Bonowex acquires fee title to the Properiy, the leasehold and the fee title shali not metge unless Lendea agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making t�e Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. I� for any reasen, Lhe Mortgage insurance coverage required by Lender c�ases to be available fiom the mortgage insurer that previously provided such insurance and Borrower was required to make separately designate� payments toward the premiums frn Mortgage Insurauce, Bonower shail pay the premiums required to obtain coverage substantially equivatent to the Mortgage Ins�ance previously in effect, at a cost substa�tiatiy equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from aa altexnate �rtgage insurer sele�eted by Lender. If substanrially equivatent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated paym+ents t1�at were due when the insurance caverage ceased to be in effect. Lender will accept, use �d retain these payments as a non refimdable loss res�rve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstaading the fact that the Loan is uitimately paid in fuil, and L�der shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Ins�ance coverage (in the amount and for the period that Lend�t requires) provided by an insurer selecteri by Lender again becomes available, is obtaineti, and Lender requires separately designated paym�ts towazd the premiums for Mortgage Insurance. If Lender requix�ed Mortgage Insiu�ance as a condition of making the I.oan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination oz imtil termination is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower dces not repay the Loan as agreed. Borrower is not a pariy to the Mortgage Insurance. Mortgage insurers evaluate their total risk on a11 such insurance in force from time to time, and may enter into agreemsnts with other parties that share or modify their risk, or refluce losses, These a�ents are on te�rnns and conditions that are sarisfactory to the mortgage insurer and the other party (ar parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insuret may have available (which may include funds obtained from Mortgage Insurance premiums). 22Q0162791 D_V6ANE NEBRASKA - Sin81e Family - Fannie MaelFreddle Mac UNIFORM iNSTRUMF7d'f WI�i M (�j-6A(Nq �oa,ot �e¢sa o�,s i„�a�s a � Fonn 8028 1/01 �