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241108355
<br />(G'� "Lender" is U. S. Bank N.A.
<br />Lender is a Natfonal Aasociation
<br />organized aad existing under the laws of
<br />Lender's address is 4801 Frederica
<br />The IInited States Og Am�erica
<br />Street, Orrensboxo, RY 42301
<br />(D) "'l�vstee" is Mr . Thomas Locher
<br />2002 Dougias Street, 200 The Omaha Club, Omaha, NE 68102 ,
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate corporation that is
<br />acting salely as a nominee far Lender and Lender's successors and assigns. MER5 is the ben�fic�iary
<br />nnder this Secnrlty Instrnment. MERS is organized and existing under the laws of Delawaze, and has an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(1�'TTote" means the promissory note signed by Borrower and dated 10/31/2011 .
<br />The Note states that Bonower owes Lender Oae Hundred Tnvo Thousand Three Hundred
<br />Seventy-One and 00/100ths ��
<br />(LT. S. $ 102 , 371. 00 ) plus interest. Borrower has promised to pay this debt in regulaz Periodic
<br />Payments and to pay the debt in full not later than Novesnber Ol , 2026 .
<br />(G) 'Troperty" means the property that is described below under the heading "Transfer af Rights in the
<br />PTOp2Tfy. ��
<br />(� 'Z.osn" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges
<br />due under the Note, and all swms due under this Security Instrument, plus interes�.
<br />(n "Riders" means all Riders to this Security Inshvment that aze e�ecuted by Borrower. The following
<br />Riders are to be �ecuted by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Ridsr
<br />❑ Batloon Rider � Planned Unit Development Rider 0 1-4 Family Rider
<br />� VA Rider ❑ Biweekly Payment Rider ❑ Other(s) [specifY]
<br />(� "Applicable Law" means all controlling applicable federal, state and local stalutes, reb'ul�hons,
<br />ordinances and administrative rutes and orders (that have the effect of law) as well as all applicabie final,
<br />non appealable judicial opinions.
<br />(Kj "Commnnity Association Dues, Fees, and Assessments'• means all dues, fees, assessments and other
<br />charges that are imposed on Borrower ar the Property by a condominium association, homeowners
<br />associatian or similar organization.
<br />(L) "Electronic �nds Transfer" means any transfer of funds, other than a transactian originated 1ry
<br />check, draft, or similar paper instnxment, which is initiatefl through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to clebit
<br />or credit an account. Such term includes, but is not limited to, point-of-sate transfers, automat�d tell�'
<br />machine transactions, transfers initiateri by telephone, wire transfers, and automatecl clearmghouse
<br />transfers.
<br />(Nn '�scrow Items" means those items that are described in Section 3.
<br />(1� "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceecls paid
<br />by any third PartY (other than insurazLCe proceeds paid under the coverages descn'bed in Section � far: (i}
<br />damage to, or destruction of, the Properiy; (ii) condemnation or other taking of all or any part of the
<br />Properiy; (iii) conveyance in lieu of condemnation; or (iv} misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) 'ZVlortgage Insnrance" means insurance protecting Lender against the nonpayment of, or defautt an,
<br />the Loan.
<br />2200162791
<br />NEBRASKA - Single Family - Fannle Mae/Fredcile Mac UNIFdRM INSTRUMENT WfT�M
<br />� 10810) Pape 2 of 15 ,n;�: aF
<br />m
<br />D VC�ANE
<br />Form 3028 1/01
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