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201108353
<br />(G7 "Lender" is U. S. Baz►k N. A.
<br />Lender is a National Asaociation
<br />arganized and �isting under the laws of The IInited States Of Am�erica
<br />Lender's address is 4801 Frederica Street, Orrensboro, RY 42301
<br />(D) '7 rnstee" is �r . Thoauas Locher
<br />2002 Douglas Street, 200 The Omaha Club, Amaha, NE 68102 •
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepazate carporation that is
<br />acting solely as a nomin� for L�der and Leaider' s successors and assigns. MERS ia the benefidary
<br />nnder this Security Instrnmen� MERS is organized and �isting under the laws of Delawaze, and hss an
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(I� 'Note" �ans the promissory note signed by Borrower and dated 11/04/2011
<br />The Note states that Borrower owes Lender One Hundred Sixty Thousaad and 00/100t1�
<br />Dollars
<br />(LT. S. $ 160 , 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the deb# in full not later than December 01, 2041 .
<br />(G) 'Traperty" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(� "Loan" means the debt evidencefl by the Note, plus interest, anY prePaYment charges and lats cha�ges
<br />due under the Note, and all sums due under this Security Inst►ument, plus interest.
<br />(n "Riders" means all Riders to this Security Instrvment that aze executefl by Borrower. The follawin$
<br />Riders are to be�ecuted by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider � Condominium Rider � Second Home Rider
<br />� Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider
<br />0 VA Rider 0 Biweekly Paymeat Rider 0 4ther(s) [sPecifl'J
<br />(� "Applicable Law" means all controlling applicable federal, state and local statutes, regulatto�,
<br />ordinances and adnninistrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non appealable judicial opinions.
<br />(I� "Community Association Dnes, Fees, and Assessments" means all dues, fees, assess�nents �►d othe� '
<br />charges that aze imposed on Borrower or the Property by a condominium association, homeownea�
<br />association or similaz organization.
<br />(L) '�lectronic lbnds Transfer" means any transfer of funds, other than a transadion origiea�ed bY
<br />chec;k, draft, or similar paper instrument, which is initiated through an electronic terrninal, telePhcmic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated telle�
<br />machine transactions, transfers initiated by telephone, wire transfers, and automate� clearinghouse
<br />transfers.
<br />(Nn "Escrow Items" means those items that are described in Section 3.
<br />(1� "Mfscellaneous Proceed�" meams any compensation, settlement, award of damages, or grocead� I�aid
<br />bY anY third Paz'tY (other than insurance proceerls paid under the coverages described in Section S� for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation ar other taking of all or �y part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations o� or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecring Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200173107
<br />NEHRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT WITH M
<br />�$A�NE� (087 01 Page 2 of 7 5 Initialx c - � JCh !`��
<br />�
<br />D V6ANE
<br />Form 3028 1l01
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