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201148353 disanissed with a ruling that, in Lender's Jndgment, Precludes forfeiture of the Property or oth� material impairment of Lender's i�est in the Property ar rights under this Security Instrument. Ths proc�eds of any award ar claim for damages that are arinbutable to the impairment of I.ender' s irnerest in the Prope�ty are h assigped and shall be paid to Lender. �scellaneous Pr'oceeds that are not applie� to restoration ar repair of the Properiy sb�ll be applied in the arder provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extenaion of the ti�o for payment ar modification of amortization of the sums secured by this Security Instram�t granted by Lende,r to Bo��'owe�' or anY Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings a�ainst any Successor in Interest of Borrawer or to refuse to extend time far payment ar othetwise modify aznortization of the s�nms secured by ttus Security Instrument by reason of any deimand made by the originai Borrower or any Successors in Interest of Borrower. Any farbearance by Lendet in exercising any right or remedy including, without limitation, Lender' s acceptance of payments fram third persons, entities or Succ�ssors in Interest of Honower or in amounts less than the amount then due, shall not be a waivet of a� preclude the exercise af any right or remedy. 13. Joint and 5everal Liability; Ca-signers; Successors and Assigns Bonnd. Boirowe� covenants and agre�s that Borxower' s ob}igations and liability shall be joint and several. However, any Borrower who co-signs this Security Inshvment but does not execute the Note (a "co-signar"): (a) is co-signing this Security Instrument only to �rtgage, grant and convey the co-signex's interest in the Property under the terms of this Security Inst�ument; (b) is not personally obligated to pay the sums secured by this Sece�tity Instcvment; and (c) agrees that Lender and any other Bouower can agree to extend, modify, forbear � make any accommodations with reg�rd to the terms of ttus Security Inslrument or the Note without the co-signer's consent. Subject to the provisions of Section I8, any Successor in Interest of Horrower who � Borrower's obligations under this Security Instrument in writing, and is approved by Lender, s1�all obtain all of Borrower' s rights and be�efits under this Se�urity Instrument. Borrower shall not be relea�d from Borrower' s obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The cove�tants and agreements of this Securiry Tnstrument shalt bind (except as providea in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower' s default, for the purpose of protecting Lender' s interest in the Properiy and rights under this Security Instrument, including, but not limited to, attorneys' fees, ProP�h' �P�ion and valuation feas. In regazd to any othez fees, the absence of express authority in this Security Instrument to chazge a speeifie fee to Borrower shall not be construed as a prolubition on the charging of such fee. Leuder may not chaa�ge fees that are arpressly prolu'bited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan cl�arges, and that law is finally inteipr�ted so that the intzrest or other loan charges collected or to be collected in connection with the Loan exceed tbe permitted limits, then: (a} any such loan charge shall be refluceri by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrowe� which exceeclad permitted limits will be refimded to Boirower. Lender may choose to malce this refund by reducing the principat owed under the Note or by making a direct payment to Borrower. If a refvnd re�uces grincipal, the reduction will be treated as a partial pr�,payment without any prepayment charge (whether � not a prepayment charge is provided for under the Note). Borrower' s acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Bonower might l�ave arising out of suah overcharge. 15. Notices. AII notices given by Bonower or L�der in connection with this Se�urity Inst�tunent must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemad to have been giveu to Borrower when mail�ed by first class mail or when actua,lly delivere� to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Bortowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Adaress unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower' s change of address. If Lender specifies a procedure for re�wrting Borrower' s change of address, then Borrower shall only report a change of address through that sp�ified procedure. 2200173107 D V6AN� N�RASKA - Single Family - Fannle Mae/Freddle Mac UNIFORM INSTRUM6dT WITH MERS �-6A(Nq roa�ot Pape 1p of 15 tnrtrtaia: �, ,Q [l./.� , Form $028 1/01 � 7 �'N---�.•i,