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20110830G
<br />(C) "Lender" is U. S. Bank N. A,
<br />Lender is a National Assoeiation
<br />organized and existing under the laws of The United States Of America
<br />Lender's address is 4801 Frederica Street, Owensboro, KY 42301
<br />(D) '"Trustee" is Mr . Thomas Locher
<br />2002 Douglas Street, 200 The Omaha Ciub, Omaha, NE 68102
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a sepa� corporation that is
<br />acting solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary
<br />under this Security lnstrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone munber of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated 10/27/2011 .
<br />The Note states that Borrower owes Lender One Hundred Thousand and 00/100ths
<br />Dollars
<br />(U.S. $ 100, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not tater than November O1, 2041 .
<br />(G) "Property" means the properry that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" ineans the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and a11 sums due under this Securiry Instrument, plus intzrest.
<br />(I) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider
<br />� Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider
<br />� VA Rider � Biweekiy Payment Rider � Other(s) [specify]
<br />(,n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that haue the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(I� "Community Associatinn Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on I3orrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L} "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computar, or ma;neta� ta�?e so as to order. instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not fimited to, point-of-sale nansfers, autz�xnat�ed telter
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200177734
<br />NE8RASKA - Single Family - Fannie MaetFreddie Mac UNIFORM INSTRUMENT WITH MERS
<br />�-6��N� 10810) Page 2 of 75 Initials: ,�
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<br />D V6ANE
<br />Form 3028 1/01
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