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<br /> 'I'OC�lil�lilils WI'I'H ull ihr impruvrn�ciu, nnw nr I�crcnf�tcr rrcrtcd nn thc property,iind,ill ru+cmem,. nppur�cn,�nrr�, �in�l
<br /> lixlui'e� nuw ur licrenlicr i� purt nf Il�c pruduny. All replu�c►urtliti tUUI uddiUonti tihidl �d+i� hr r�n•rreil hy lhlr 5��urily
<br /> In�n•umcnt. All ul Ihe fureguin�t i, rcirrrcd Iu in Ihi, tic�uriry In,�rumrm n�Ihc "I'ruprrty...
<br /> H0121ZOWI?{t CQ�'IiNhN"I'ti tha! linrru►vrr iti linvfully .ri,�d nl Ihr c�Inln c�rehy runv►yed��nd lui��hr ri��hl in prnnl nnd
<br /> ronvcy Ihc Pt��perry nml �hnt �hr Pru��erty i, uncncumhcreil. c�rrp� li�r cnrwnhrnnrc, ut' rccurd. Hnrruwrr wnrr;uu, anit will
<br /> ;. z dcfcnd gcncrnlly tltc uUr iu thc I'f���ll'PlY flZ;mn+l nll cl;wm unil dcnwn�l+. ,ubjcc� tu nny rniutnhi anir+��I i��urd.
<br /> ' TH1S tiIiCURPfY INS'fltUMtiN'I' cumbiuc, unifi��•m ci,vcnnnt+ fc�r nutional u,c an�l nun-unifurni r��vrniuit. with liinitcd
<br /> �,w,,;x: y variutinn�hy_juri+dirtion tu romti�utc u unifurm ucurity in�trumcnt ruvcrinH real pruprrty.
<br /> ,,,,,.,..,,� : UNIFORM COVENANTS. 8urruwcr un�l l.cndcr covcnunt smd ugrcc ati ti�llu�ti:+: •
<br /> I. Payment of Princlpul und Intcrest: Prepi�yment und I.ute Chur};es. l��rru�vcr shull prumptly pay wh�n duc thc
<br /> principal of nnJ intcrest on thc dcht cvidcnred hy thc Notc und any prcpaymcnt and latc churgc+duc undcr thr N��tc.
<br /> 2.Hunds Por 'fnxes nnd insurnnce. Subjcct tn applicublc law or tu a wt•itten waiver by Lendcr, Eiorr��wcr shall pay to
<br /> ' Lcndcron the day monthly payments arc due undcr thc Notc, until the Note is paid in full, a sum("Funds"1 for.(u)yearly tnxes —==-
<br /> a and asscssments which may uttain priority over this Securiry Instruntent us a licn on thc Pruperty; tb)ycarly Ieasehold paytnents =
<br /> '" ,. . ; or ground rents on the Property, if any;(c)yeurly lia7ard or pmperty insurance premiums: (d)yearly flood insurunce premiums, ����
<br /> if any;(e)yearly mortgage insurance premiums,if any; and (� any sums payablc by Borrawer to Lender, in accordacee with =�:�
<br /> the rovisions of ara ra h 8, in lieu of the s ment of mort a e insurance remiums.These items ure called "Escrow Items." �`'��.
<br /> .. '�• P P" S P �'Y � S P - -
<br /> Lender may. at any time, coUect and hold Funds in un amount not to exceed the maximum amount a lender for a federally _
<br /> � related mortgage loan may require for Barrower's escrow account under the federal Real Estate Setdement Procedures Act of �.-:.
<br /> 1974 as amendr,d from time to time. 12 U.S.C.Scction 2601 ct seq. ("RESPA"),unless another law that upplies to the Funds �"��
<br /> . t scts a Icsser amount. If so, L.cndcr may, at any time, rollect and hold Funds in an umount not to exceeJ thc lesscr amount. �-�=-
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<br /> � ^ -��;' i,endcr may cstimate the amount of Funds duc on thc basis of current data and reasonablc estimates of expcnditures of future =.
<br /> �' ��`•` Escrow Itcros or otherwisc in accordancc with applirablc law. t•��
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<br /> r�:.�s The Funds shull be hcld in an institution whnse deposits are insurcd by a fuicral ugency, instrumentuliry, or entity
<br /> r, .,, (including Lender, if L.ender is such an institution) or in any Federul Home Loan Bank. Lendcr shall apply the Funds topuy the �'.=
<br /> - �f , Escrrnv Items. Lender may not charge Dorrower for holding and applying the Funds, unnually analyzing the eurow accaunt,or �
<br /> verifying the Escrow items,unless Lcnder pays Borrower interest on thc Funds und applicable law permits C.ender to make such
<br /> ,' a charge. However, l.endcr may requirc Barrowcr to pay a one-time chaege for an independent reul estate tax reporting service
<br /> ' !�'' used by Lender in connection with this loan, unless applicable luw provides otherwise. Unless an a�rcement is made or
<br /> applicable law requires intercst to be paid, I.ender shall not be required to pay Borrower any intcrest or earnings on the t�unds.
<br /> ` •� Horrower nnd L.ender may agree in wri[ing, however,thut interest shali be paid on the Funds. Lender shall give to Borro�ver.
<br />-�;;.,�,•.. • without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each
<br /> _���' •.�. �`�'•'' dcbit to the Funds was made.The Funds arc pledged as additional sccuriry for aU sums secureci by this Sccurity Instrument.
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<br />- If the Funds held by L.ender exceed the amounts perniitted to be held by applicable law. L,ender shall account to Borrower
<br /> �;6,,;��,,��=:� for the excess Funds in accordance with the requirements of applicable luw. [f the amount of the Funds held by Lender at uny
<br />___,.�w?-,°'1�;� • time is not suf!icient to pay the 6scrow Items when due, Lendcr may so nntify Borrower in writing,and,in such c;�se Borrower
<br /> �''��4' shull pay to Lender the umount necessary to make up the deficiency, Borrower shall make up the deficiency in no rnore than
<br /> ._ .• ,..-.,�
<br /> -- _;;t`':,- twelve monthly payments,at l.endcr's sole discrction. .
<br /> Upon payment in full of all sums secured by this Security instrument, Lender shull promptly refund to Borrower any
<br /> ^Y 4'"'4� • Funds held by Lender. If, undcr partgraph 21, Lcnder shall acquirc or scll the Property,Lendcr, prior to the acquisition or sale
<br /> —�"=�'""m� of tbe Property,shall upply any Funds held by Lender at the time of acquisition��r sale as a credit against the sums secured by
<br /> �r�'=��� this Security instrument.
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<br /> --�-_� 3.Applicntton of Pnyments.Unless applicable law provides othenvisc,all payments received by Lcnder under paragraphs
<br /> _^_� 1 and 2 shall bc applied: first, to:iny prepaymcnt charges due under the Note; sernnd,fo amounts payable under paragraph 2;
<br /> third,to interest duc;fourth,to principal due; and last, to any late charges due undcr the Notc. _
<br /> _ _ --�'��� 4.Charges; L[ens. Gorrowcr shall pay all taxcs, :�sscssmcnts, charges, fines and impositions ac[ributable to the Prc�perty __
<br /> '�� which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shull pay - -
<br /> - ��� these obligations in thc manncr providcd in paragraph 2, or if not puid in that manncr. Borrower shall pay them on timedirectly
<br /> -__a� ro the penon o�ved payment.Borrower shull promptly furnish to Lender all notices of amounts to be paid under this paragraph.
<br /> '"'�""�"'�� If Borrower makes these payments direcUy, Bocrower shall prompdy furnish to I.ender receipts evidencing the payments.
<br /> --����,-,��� Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Bonower: (a)ugrees in
<br /> _.,..�• writing to the payment of the obligation se�cured by the lien in a manner acceptable to Lender; (b)contests in good faith the lien
<br /> �`�`x'Y' by, or defends against enforccment of thc licn in, Icgal proceedings which in ihe Lender's opinion operate to prcvent the
<br /> � -�.,.;;.
<br /> • •° •:;,=- enforcement of the lien; or(c) secures from the holder of thc lien an agrcemcnt satisfactory to Lcnder subordinating thc licn to
<br /> '�,: �.. this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over
<br /> �';.,,` � this Security Instrument, Lcnder mxy give Borrowcr a notice identifying thc licn. Borrower shall satisfy thc lien or takc one or =�
<br /> ' morc of the actions sct forth above within 10 days of thu giving of noticc.
<br /> Form 3028 9/90 �_
<br /> _ `'��' Popo 2 01 6 �,�:.;-
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