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2011082'0 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />boji (Seal) <br />Devra A. McElroy -Borrower <br />(Seal) <br />-Borrower <br />. (Seal) <br />-Borrower <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 26 th day of October 26, 2011 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Devra A. McElroy <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: <br />1 <br />aGEW!K NOTARY- Slate of NelgaM <br />Ix . 0 <br />EDWARD I JAROSIK Edward J. Jaro 1 -Notary Public <br />Ceaae. Exp. November t~, 2011 <br />NEBRASKA- Single Family - Fannie Mae/FreddieMae UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />