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� <br />� <br />�� <br />N � <br />0 � <br />� �� <br />� <br />� — <br />� ��� <br />� <br />� <br />.�• <br />�� <br />� <br />�� <br />� <br />� <br />� <br />� <br />� <br />� <br />--� <br />— <br />� <br />� <br />� <br />� <br />n,. <br />:t7 <br />C <br />� <br />� <br />G� <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />� <br />� <br />� O <br />A �� <br />� � <br />I <br />_ � � c� cn � <br />t�f � � �= '� `�` <br />C � t� � <br />� r � --1 �'' C:, <br />t "" � ° C -< G7 i-�-�' � <br />� A ..._ _ � 'r1 <br />� '�. <br />�3 � ~ � ~ � <br />t�'7 Q � <br />` , ��. � G � <br />� � � � <br />� '.�, y � ["' �' � � <br />'"' �' F'r4 <br />o �� � � � <br />� � <br />o "�'" � `"-' � <br />o � -..a <br />a �-- � cn <br />� <br />��o�� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan No: 101244862 <br />Parcel I D: 400214458 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated October 26, 2011 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Todd V. Elsbernd and Jeannine L. Elsbernd, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska • <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 • <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 . <br />(E) "Note" means the promissory note signed by Borrower and dated October 26, 2011 . <br />The Note states that Borrower owes Lender <br />One Hundred FiftySix Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 156,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2026 • <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 � <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA30289/11 Page 1 Of 13 InitialS: <br />J,= <br />