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24110824� is cvidenced by Borrower's notc dated thc samc date as this Sceurity Instruincnt ("Note"), which provides for monthly paymcnts, with thc full dcbt, if not paid carlicr, duc and payablc on N��MBER O1, 2041 . This Sccurity Instrumcnt sccures to Lcndcr: (a) thc rcpayment of thc dcbt cvidcnccd by thc Notc, with intcrest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Sectuity Instn�ment and the Note. For this purpose, Bonower irrevocably grants and conveys to the Trustee, in trust, �vith power of sale, the following described property located in �yL County, Nebraska_ SEE TITLE �XHIBlT�+ TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. BOX 11701, NEWARK, NJ 071014701 Parcel ID Number: which has the address of 3559 SLTNIl�IER DRIVE GRAND ISLAND ("Property Address"); [Ciry], Nebraska 68803 (7,ip CodeJ [Street) TOG�TH�R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. A11 of the foregoing is referred to in this Security Instrument as the "Property." BnRROWER COVENANTS that Borrower is lawfi�lly seized of the estate hereby conveyed and has the right to grant and convcy thc Property and that thc Property is uncncumbcrcd, cxccpt for cncumbranccs of rccord. Bonowcr wanants and will dcfcnd gencrally the titic to the Property against all claims and dcmands, subject to any cncumbranccs of rccord. THIS SECURITY INSTRUMENT combines uniforni covenants for national use and non-unifortn covenants with limited variations by jurisdiction to eonstitute a uniform sec�vity instrument covering real property. Uniform Covenants.Borrower and Lender covenant and agree as follows: 1. Payment of Principal,lnterest and Late Charge. Borrower shall pay when due the principa] of, and interest on, the debt evidenced by the Note and late charges due under the Note_ 2. Monthty Payment of Taxes, Insuranceand Other Charges. Borrower shall include in each monthly paymeiit, together with the principal and interest as set forth in the Note and any late charges, a sum fo� (a) taxes and special assessments levied or to be levied against the Properiy, (b) leasehold payments or ground rents on the Property, and (c) preiniums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development ("5ecretary"), or in any year in which such premium would have been required if Lender still helci lhe Security InstrumenL, each monlhly paymenL shall also include eilher. (i) a sum for Lhe annual 4/96 FHA Deed of Trust-NE VMP4R(NE) (1105).OD VMP OO Wolters KWwer Financial Services Page 2 of 10