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�. <br />�� <br />�� <br />N � <br />0 �� <br />� �� <br />� — <br />� �� <br />��. <br />�� <br />�� <br />�� <br />��■ <br />�� <br />� <br />� � <br />� <br />�� <br />I ,`'. .�� <br />�+` J �" <br />� , <br />! � ; <br />i <br />; , '� <br />i�,i'.. � <br />i � � �' <br />� <br />� <br />; �� <br />[Space Above This Line For Recording DataJ <br />DEEI) OF T12UST <br />MIN:100$46710084670264 <br />� ��� <br />r� <br />� <br />� <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308-382-2900 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated October 24, 2011, together with all Riders to this <br />document. <br />(B) �Borrower" is KATHRYN M KENNA AND JOHN P KENNA, WIFE AND HUSBAND, AS JOIN'I' TENANTS. <br />Borrower is the trustor under this Security Instrument. <br />(C) ��Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is Central National Bank <br />Trustee's address is PO Box 268, Superior, Nuckolls County NEBRASKA 68978. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under thSs Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of <br />P.O. Box 2026, Flint, MI 48501-2026, tel. ($88) 679-MERS. <br />(F� "Note" means the promissory note signed by Borrower and dated October 24, 2011, The Note states that Borrower <br />owes Lender TWO HUNDRED EIGHTY THOUSAND AND NO/l00 Dollars (LJ.S. $280,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than November <br />1, 2041. <br />(G� ��Property" means the properiy that is described below under the heading "Transfer of Rights in the Property." <br />(� °GLoan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />❑ Other [Specify] - <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of Iaw) as well as all applicable final, non-appealable judicial <br />opinions. <br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7 with MERS <br />Page 1 of 9 <br />IDS, Inc. <br />� <br />° c� cr> <br />� � � � � <br />� '� 2 —1 � <br />� <br />O j C � � � <br />� <br />r �� F� �� � � <br />�' y n-� F"'' � <br />„�'� '�7 D c�o p � <br />r � <br />� 3 r- D o0 <br />a �� � a N <br />m� � ti ..".�:, ►--� <br />a � rs� � <br />� � <br />� <br />Form 3028 1/01 <br />Borrower(s) Initials � <br />< <br />,C�g,.� <br />