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201108171 following described property tocated in the COUNTY [Type of Reeording Jurisdietion] of HALt [Name of ` Reeording Jurisdicfiv�}: SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. which atrrently has the address of 24�4 N Locust [Street] Grand fsland [City], Nebraska 68801 �Zip Cc�de}(�Property Address"): TOGETHER WITH afl the improvements now or hereafter erected on the property, and a8 easements, appctrtenancss, and �ures nvw c�r hereafter a part o� �e property. AN rep{aesments and additions shall also be covered by this Secur'rty fnstrument. AII of the foregairtg is referred ta in this Security Ins#rt�ment as the "Pro�r�r.° B�rc� unde�stands and agress that MEftS �iolds oniy legal title to the interests granted by Borrawer in this Security Instrument; bt�t, if necessary to camply with tavv or custom, A�ERS (as nomir�ee for Lsnder ar�d Lender's successvrs and assigr�s) has the righ#: tfl exercise a�y or a!I o# those iFtterests, incktding, bat not �imi�ed to, �he �ight to fofedose and se11 the Property; and to #ake any ac�n r�quired of Lender i�dutling, but n�t limited tQ, releasing and car�c�ling this Seaurity Instrument. BORROWER COVENANTS that Borrower is tawfutly seiseti of the estate hereby eonveyed artd has the �ight ta gra►�t a�ci can+t�y the Properiy and that the Property is unencumbeFed, exc:ep� #or encumbrances of record. Borrower troarrarrts and witt defend generatly the title ta the Property �gainst att e#aims atid dernands, subject ta any eneumbranEes of record. THIS SECURITY INSTRUMENT combines uniform covertants for national use artd non-uniform covenants with iimited variafions by jur�sdiction to c�ns�itate a uniform sec�arity irrstt�rrtertfi eover'tng reai ProAe�1Y. UNIFORM COVENANTS. Borrower and Lender coverrant and agree as fo{lows: 1. PaymeTrt of Principai, irrterest, Esercwv Iterns,l�epayrnen# Charges, and Late Charges. Borrower shall pay rrohen due the principal of, arxf interest ort, th� debt ev'rdenc:ed by the Note and any Pf'�Paytt�en# elharges and late charges dtae under #he Note. 8orrowrer shall also pay funds for Escrow ftems pursusnt to Section 3. Payments due ut�deF the Note and this Security instrumerrt shai{ t� made in U.S. ��rency. Hcwvever, i# any c�eck or flther �tfstrument received k�r Lender as payrrien# under #he No#e or this Security Instrurnent is r�tumed to Lender unpaid, Lender may require that any ar al1 su�equent P�Y�nts daae under the Nc�te a�d this Security Instrument be rr�ade in cu� u� mcue o# the follora�g #omis, as selected by Lender: (a} cash; (b) mor�ey order, (c} certified cl�eck, bank check, t�easurer's check or c:ashier's rd�ecdc, provided any such r�edc is dra�+m u�on an ins#itu#�nn whnse depasi#s are insured by a federal agency, insErumentatity, or entity; or (d} Electronic Funds Transfer. Payments are deer�l cer,�i�red by len�r r�h� rece�ved at the Ic�cation designated i�a th� Nc�te or at such other location as may be designated by Lender in accordance w`th the notice provisions in Sec#itm 15. Lender rr�a�e returrf anY Pa}�rrrc�nt or partial payment i# #+�e ��rment cx �artial payr�en#s are irtsuffic'rent to bring the Loan currerrt. Lender may accept arry payrrterrt or parrtiat gayment insufficierrt to bring the Loar� c�rt�ertt, v�ithou# waiver o# any t�rts heree�nder ar prejt�tHce to its r�ghts to ee#use such payment or partial payments in the fiuture, but Lender is not obligated to apply such payments at the fime �ach p�ymer�ts ar�e aceepted. tf each Periodie Pay�e�rt is appiied as of its schedu#ed due dafie, t+�en Lender need not pay interest on unapplisd funds. Lender may hold such unapplied funds untit �orrowrer makes payment to bring the Loan curt�ent. tf Borrower does not do so within a reasonabte period of fime, Lender shatf either appfy such fiurnfs or retum them to Borrower. If not appiied eartier, such funds witi be apptied to t#�e autstarnfin3 pt�fleipal batar� Under i�Me Rfofie imt�ediateiy p�or ta foreeiosute. id� F �� . * 3 D O fl 1 6 9 9 7 4�* * M C M D Q T� NEBRASKA—Sirigle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 3 of 14 pages) Flnale Document Seroices m 3027 02/06