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201108174 (C) "Lender" is EQUITABLE BANK Lender is a Savi ngs Banl< organized and existing under the laws of TH E STAT E 0 F N E B R�S KA , Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Leilder is t11e Ueneficiary under this Security Instrument. (D) °'Trustee" is EQUTTABLE BANK (E) "N ote" 1ne�ins tihe proiniss�ry note si�ned by Borrower �nd dated 0 c t o b e r 2 7, 2 011 . Tl1e Note states that Borrower owes Lender N I N E T Y F I V E T FI 0 U S A N D 0 N E H U N D R E D A N D 0 0/10 0 Doll�rs (U.S. $95,100.00 )plus interest. Borrower has pronlised to pay t11is debt in regular Periodi�Payinents and to pay the debti in fu11 noti later than N o v e m b e I^ 1 , 2 0 2 6 , (F) "Property" means the property tliat is described below under the heading "Traiisfer of Rights in the Property." (G) "Loan" means the deUt evidenced Uy the Note, plus interest, �ny prep�yinent c1lar�es �nd late charges due itnder the Note, �nd a1I sums dtite unc�er this Security Inst�ument, phis interest. (H) "Riders" means�11 Riders to this Security Instrument that are executecl Uy Borrower. Z'he following Riders are to Ue exectited by Borrower [cliecic box as applicable]: � Adjustal�re Ra�e Rider ❑ Co7idominium Rider ❑ Second Home Rider � Balloon Rider �Plamied Unit Development Rider 0 1-4�'asnily Rider �VA Rider �Biweelcly Payinent Rider ❑ Other(s) [specify] (I) '"Applicable Law" ineans all controlling applical�le£ederal, state and local statLites, regulations, ordinances arid adminislrative rLiles auel ox•ders (Eh1t have the effect of law) as well as a11 applic�ble fna1, non-appc�lable jtiidici�l opinions. (J) "Community Association Dues, Fees; and Assessments" �neans all dues, fees, assess�nents and other charges that are imposed on Borrower or the ProperCy l�y a condominium association, homeownars association or similar or�aiuzltion. (K) "Eleetronic Fund� Transfer" ineans any traiisfer of fiu�ds, other thaii a traiisaction originated by checic, clraft, or similar paper instruinent, which is ulitiated tluough an electrouie ierminal, telephonic instrument, coinputer, or m�g�etio tape so as to order, instxtiict, or authorize a fin��icial i�stitt�tion to elebit or credit a�z account. Such term includas, but is not limitecl to, point-of-sale transfers, autoinatecl teller machine transactions, trallslers initiated 1�y telephone, wire transfers, and autoiilated�learinghoLi�e transfers. (L) "Eserow Items" mealls those items thlt 1re descriUed in Section 3. (M) "M iscellaneous Proceeds° ineans any coii��ensatiion, settleinent, award of dainages, or proceeds p�id Uy any third party(other th�ii insurince proceeds�aid Luider tlie cover�ges described in Section 5) foi�: (i) dam��ge to, or destructioii of, the Pi•operty; (ii) coridemna�tion or otlier�alcing of all or a�y p�rt of tlie Property; (iii)conveyance in lietii of couden�iation; or(iv)misrepresenti�ttions of,�or omissions�s to, fhe value and/or condition of the Pro�erty. 231201 NEBRASKA-Single Family-Fannie Mae/Freddie M ac UNIFORM INSTRUM ENT Form 3026 1/01 VM P O VM P6(NE)(1105) Wolters Kluwer Flnancial Services Pac�e�of 17